Kweli nqaku siza kuchaza yonke into enxulumene ne ireyithi ye-credomatic zero Ukuqala kwinkcazo yayo, imibuzo ebuzwa rhoqo kunye nokunye ukuba ufuna ukwazi yonke into enxulumene nesifundo, qhubeka ufunda njengoko iya kuchazwa ngokweenkcukacha.
Ireyithi yeCredomatic Zero
Inkqubo yexabiso lika-Zero (0) ibandakanyiwe kwaye ikhuthazwa yinkampani i-CREDOMATIC DE COSTA RICA S.A ngenjongo engundoqo yokusetyenziswa kumakhadi ayo okuthenga ngetyala, ngaphandle koluhlu lwezinto ezikhethekileyo. Iikhredithi zereyithi zero zinenkxaso-mali ye-100% yazo zonke ii-monotributistas kunye nokuzimela ukusuka kwixesha elifakwe kwikhadi letyala lomntu oxhamlayo.
Nangona kunjalo, kubalulekile ukukhumbula ukuba isixa-mali esipheleleyo senkxaso-mali phantsi kweemeko zingadlula ikota yomda ophezulu wengeniso epheleleyo esekwe kwiindidi ze-monotax, kunye nomda ophezulu we-150.000 yeedola. Iintlawulo kufuneka zenziwe kwiinyanga ezintathu kunye nezavenge ezilandelelanayo, ngaphezu kwazo zonke intlawulo yenyanga ehambelana ne-monotax okanye i-self-early regime iya kongezwa, ekufuneka ihlawulwe yibhanki egameni lomxhamli.
Kuyimfuneko ukuba ube nako ukuqinisekisa ukuba ibhanki irhoxisiwe kwaye ukuze kuphunyezwe oku, ekuphela kwento ekufuneka yenziwe kukungena kwinkonzo yemali ye-CCMA - i-akhawunti yangoku ye-monotributistas kunye nokuzimela kwaye ulandele imiyalelo yokuphumeza wathi. uqinisekiso.
Icelwa njani?
Ukufaka isicelo solu hlobo lwetyala, kufuneka ube nekhowudi yezemali kwaye ube nenkonzo yetyala elinguziro ubuncinane phakathi koMeyi 4 no-Okthobha wama-31. Kwelinye icala, kufuneka kuqatshelwe ukuba inkqubo yetyala iya kubonisa ukuba yeyiphi eyona mali iphezulu kunye nencinci onokuyicela kwaye iya kukubonisa ukuba yimalini enokufunyanwa.
Ukuba unekhadi lebhanki lebhanki lebhanki, inombolo yekhadi eliza kusetyenziswa kwinkqubo yokufaka isicelo sokuthenga ngetyala kufuneka lifakwe kwisistim.Xa kunokwenzeka ukuba awunalo elo khadi, kufuneka usebenze elinye ebhankini yakho. ukhetho.
Kufuneka kuqatshelwe ukuba inkqubo iya kukuxelela ngokuzenzekelayo ukuba ikhredithi ivunyiwe okanye hayi. Ukuba kuyenzeka ukuba yamkelwe, iya kufakwa ngexesha elimisiweyo kwaye imihla elandelelanayo ekufuneka ihlawulwe izavenge ezintathu zenyanga nayo iya kuboniswa, njengoko sele kusaziwa, isixa ekufuneka sihlawulwe kwisavenge ngasinye siya kuhlawulwa kwakhona. yongezwe kwi-Monotax okanye Self-Employed ukuba ibhanki iya kukuhlawulela egameni lakho.
Iimfuno zokufumana ikhredithi yezinga elingu-zero
Okwangoku siza kunika iinkcukacha zeziphi iimfuno eziyimfuneko ukuze ukwazi ukucela umlinganiselo wetyala onguziro Kubalulekile ukuba uhlale ukhumbula ukuba imfuno nganye echazwe apha ibalulekile ukuze ukwazi ukufumana ikhredithi exeliweyo. Okulandelayo siza kubonisa into efunekayo kwisicelo:
- Kubalulekile ukuba ube nesitshixo serhafu kunye nenqanaba lesi-2 lokhuseleko.
- Kufuneka kubhaliswe idilesi yemali ye-elektroniki.
- Izixa-mali zeekhredithi ze-zero ezinokuthi zicelwe ngabasebenzisi ziya kuxhomekeka kudidi umntu ngamnye analo, nangona kunjalo kubalulekile ukukhumbula ukuba isixa esiphezulu esisekiweyo yi-150.000 yeedola.
Ukuba ufuna ulwazi oluninzi, ungandwendwela iwebhusayithi ye AFIP
Imibuzo ebuzwa rhoqo
Ngoku siza kwazi eminye yemibuzo esoloko ibuzwa enokuthi ivele malunga nesi sihloko siphela somlinganiselo onguziro:
Ngaba iinyanga ezingenanzala ziyasebenza nakweliphi na ikhadi?
Olu ncedo luhlala lukhethekile kuwo onke loo makhadi akhutshwa nge-BAC Credomatic yaseCosta Rica.
Ngaba ndingathenga inyanga nenyanga ngaphandle kwenzala ngekhadi lam le-BAC Credomatic debit card?
Le nzuzo inokufunyanwa kuphela ngabo banamakhadi okuthenga ngetyala akhutshwe yi-BAC Credomatic
Kwenzeka ntoni ukuba ndizama ukuthenga ngelinye ikhadi letyala elingelilo laba bathatha inxaxheba?
Ngokumalunga nalo mba, okwenzekayo kukuba inkqubo echaphazelekayo ayiyi kugunyazisa ukuthelekiswa kwereyithi ye-0 okanye i-mini-quotas kunye nelinye ikhadi lekhredithi elisetyenziswayo, elingakhutshwa yi-BAC Credomatic. Nangona kunjalo, uya kuhlala unenketho yokuthenga amatikiti akho ngentlawulo eqhelekileyo.
Ukuba eli nqaku lisebenzisa umyinge onguziro weCredomatic Costa Rica. Ukuba uyifumene inomdla, qiniseka ukuba ufunda oku kulandelayo, okunokuthi kube kokokuthanda kwakho kukonke:
- Vula enye iakhawunti ngeedola kwiBhanki yePhondo
- Vula enye i-akhawunti yedola kwi-BOD Venezuela