Kweli nqaku uya kukwazi ngendlela echanekileyo kwaye eneenkcukacha amanyathelo okanye iimfuno ezinyanzelekileyo ukubonisana Iimali ezigciniweyo ye-Ecuadorian Social Security Institute (IESS) ukusuka kubutofotofo bekhaya lakho okanye i-ofisi. Le nkqubo igqithise kakhulu kuba iya kubonelela ngolwazi oluthe kratya kwaye, ngaphezu kwako konke, uncedo lwemali.
Iimali ezigciniweyo
Zintoni Ugcine imali? Los Iimali ezigciniweyo ziqwalaselwa ngokwezikhundla zemisebenzi eyinkunzi, eziqokelelwe ngumqeshwa ngamnye kwimeko yokuxhomekeka kwiminyaka emininzi.
Yayidalelwe ukubonelela umsebenzi ngelifa lemali xa ethatha umhlala-phantsi. Umbono yayikukufumana inkcubeko yemali eyinkunzi esindisa abasebenzi ukuba kunokwenzeka kwixesha elizayo. Ngoko ke, oku kuquka ukunikela ngesixa esithile kumvuzo wakho wenyanga. Umqeshi wafaka imali kwi-IESS kwaye ekuqaleni akazange akwazi ukuyisebenzisa okanye ukuyikhupha. Xa ubudlelwane bomsebenzi nomqeshi buphela, umsebenzi uya kuhlawulwa, kungakhathaliseki ukuba ubudlelwane khange bupheliswe ngenxa yomqeshi.
Ekuqaleni, umsebenzi wayecinga ukuba yindlela yokugcina ukuze kwixesha elizayo abe neendlela zokuqalisa ishishini, ukufumana ipropati okanye ukubandakanya imisebenzi yezoqoqosho ngokubanzi, okwenza kube lula kumsebenzi. Ukufumaneka kwayo kuvumela ukuba isetyenziswe ukufumana iindawo zokuhlala usapho okanye iifama, ukurhoxiswa kweerhafu kuzo okanye ukurhoxiswa phakathi kwexesha elithile, rhoqo kwiminyaka emithathu (3). Namhlanje, abo bangagqibanga ukugcina kwi-IESS banokufumana ixabiso elifana ne-8,33% yegalelo kunye nomvuzo okanye imbuyekezo.
Iqala nini ukuhlawulwa iIESS Reserve Funds?
Ngokutsho kwe I-IESS Reserve Fund kwiphepha, xa umqeshwa esebenze kwinkampani enye ngonyaka othile, uqala ukuhlawula imali ehambelana nayo. Le nkqubo isebenza nakwiinkampani, amashishini, njl.
Ukuba umsebenzi ofanayo akayi kuhlawula imali ye-IESS ngexesha, oko kukuthi, kwiintsuku zokuqala ezilishumi elinesihlanu (15) kwaye iimali ziqokelela, iintlawulo kunye nenani elikhulu leendleko ezongezelelweyo ziya kwenziwa, eziya kunyuka ngokuhamba kwexesha. imozulu.
Abasebenzi be-IESS banokukhetha iintlawulo ezithe ngqo zenyanga kunye nomvuzo wabo koovimba babo. Ukuba abasebenzi abazazisi kwaye baqhube ulawulo oluyimfuneko lokuqokelelwa kwabo, le ndlela yokuhlawula iya kwamkelwa.
Usenokusebenzisa isicelo sekhompyutha se-IESS ukuze ucele ukungawusebenzisi umvuzo wakho wenyanga ngokuthe ngqo ukuhlawula ingxowa-mali ebekelwe bucala, kodwa ucele umqeshi wakho awufake kwi-IESS nyanga zonke. Ukwenza oku, kufuneka unike umqeshi wakho ikopi eprintiweyo yephepha le-IESS lesicelo sakho. Kunye, itheyibhile yomnikelo wenyanga iya kuthunyelwa.
Ukuba ubudlelwane bengqesho buphela phambi kokuba kuphele iinyanga ezili-13, umsebenzi akasayi kuba nelungelo lokufumana intlawulo yovimba. Nangona kunjalo, ukuba ubuyela emsebenzini kunye nomqeshi ofanayo, ixesha lenkonzo yangaphambili liya kongezwa kwixesha langoku lenkonzo, emva konyaka omnye, ungaqala ukufumana iintlawulo ezihambelanayo. I-IESS Reserve Fund.
Libalwa njani ixabiso leNgxowa-mali enguVimba?
Ixabiso elingqamene novimba lilingana ne-8,33% yomvuzo wenyanga uwonke, kunye nemisebenzi ehambelanayo kunye neyodwa, iikomishini, amaqhekeza, ukusasazwa kwengeniso kunye nayo nayiphi na enye ingeniso okanye iinkonzo ezibonwa njengesiqhelo kushishino.
Iindleko zokuhamba, iingeniso, iintlawulo zeshumi elinesithathu kunye neshumi elinesine, iinkxaso-mali zamathuba athile kunye neempahla ezinxulumene nommiselo womanyano aziyi kuqwalaselwa.
Ungabonisana njani ngokufanelekileyo ne-IESS Reserve Fund kwi-Intanethi?
Eli candelo liza kubonisa amanyathelo okubonisana ne-akhawunti yomntu ngamnye Iimali ezigciniweyo kwaye zilula kakhulu, zikhawuleza kwaye kulula ukuzilawula. La manyathelo alandelayo:
- Ngenisa iwebhusayithi ye-Ecuadorian Institute of Social Security (IESS), eyi https://www.iess.gob.ec/
- Embindini wephepha kukho icandelo elithi "IiNkonzo ze-Intanethi" kwaye apho sicofa kwinketho ethi "Insured".
- Kwiphepha elilandelayo elibonisa ukuba sikhetha "Affiliates".
- Kamva kuya kubathatha baye kwenye ifestile apho iinkonzo ze-IESS ziya kubonwa kwaye ukhetho kufuneka lukhangelwe Gcina imali, ngqo ibekwe kumqolo wesine, ikholamu yesibini kwaye sicofa kuyo.
- Iya kuvula ifestile entsha apho kufuneka ufake "Igama lomsebenzisi kunye negama lokugqithisa" kwaye emva koko ucofe iqhosha elithi "Enter".
- Kule nxalenye sele befake inkqubo kwaye ukugqiba inkqubo kufuneka bakhethe ukhetho "Consult Individual Account".
Ucelwa nini ukuBuyiselwa kweReserve Fund?
Amalungu e-IESS akhethe ukuqokelela oovimba bawo banokucela imbuyiselo epheleleyo kwezi meko zilandelayo:
- Ngaphezulu kweminikelo ye-36. Kule meko, i-IESS kufuneka ibuyisele i-100% yomvuzo ofanayo, kunye nenzala eyenziwe.
- Kungakhathaliseki ukuba zingaphi iinyanga oziqokelelayo, abasebenzi bokwakha bamele bayibuyisele iminikelo yabo.
- Ekufikeleleni kwelona xesha lincinane lomhlalaphantsi, amalungu anelungelo lokuhlawula yonke imirhumo yobulungu kunye nenzala efunyenweyo. Akukhathaliseki nokuba sele wenze owona mrhumo uphantsi wokuba ukwazi ukuthatha umhlala phantsi.
Ixesha lokufaka ityala lokugcinelwa indawo kumaziko amanyeneyo ziintsuku zokusebenza ezi-3 ukusuka kumhla wesicelo.
IiMfuneko zokwenza isicelo sokuBuyiswa kweeNgxowa-mali ezigciniweyo
Ngoku, kweli candelo siza kuchaza ukuba zeziphi iimfuno eziyimfuneko ukuze sikwazi ukufumana imbuyiselo ye-IESS Reserve Funds. Kubalulekile ukuba uthobele nganye kuzo ukuze ufezekise ngempumelelo imbuyekezo exeliweyo.
- Yibakho njengelungu elisebenzayo kwaye unamashumi amathathu anesithandathu (36) amagalelo enyanga nangaphezulu.
- Linda iinyanga ezimbini (2) emva kokuba umsebenzi uyekile (oku kusebenza kumalungu aphelisa ubudlelwane bengqesho kwaye ahlangabezane neyona galelo lincinci lifunekayo)
- Une-akhawunti yebhanki esebenzayo (ye-Ecuadorian) kwaye ubhalisiwe kwaye waqinisekiswa kunye ne-Ecuadorian Social Security Agency (IESS).
- Fumana igama lokugqitha le-IESS. (Oku kuyafuneka kuwo omabini amalungu asebenzayo nangasebenziyo).
Ukuba ilungu liyasweleka, la maxwebhu alandelayo kufuneka anikezelwe:
- Isiqinisekiso sokufa sokuqala.
- Ikopi yekhadi lokuzazisa lelungu elibhubhileyo.
- Isiqinisekiso somtshato sokuqala.
- Iikopi zamakhadi ezazisi zeqabane nabantwana (nokuba ngabantu abadala okanye abantwana).
- Izatifikethi zebhanki zabo bonke abaxhamli. Ubunini obusemthethweni okanye ikopi eqinisekisiweyo.
Ungasenza phi isicelo seNgxowa-mali enguVimba?
Bangayenza ngewebhusayithi ye-Ecuadorian Institute of Social Security (IESS), amalungu asebenzayo nangasebenziyo kwizicelo zezicelo. IiNgxowa-mali ezigciniweyo.
Le nkonzo iya kubonelelwa ngeeyure ezingama-24 ngosuku, iintsuku ezingama-365 ngonyaka. Kwibhunga ngalinye lephondo, ngolungelelwaniso lwepenshoni yephondo, imingcipheko yezabasebenzi, i-inshurensi yokungaphangeli kunye neengxowa-mali zomntu wesithathu, iinkonzo zinikezelwa kumalungu aswelekileyo. Kule meko, inkqubo kufuneka iqhutywe ngumxhamli.
Ukuba unayo nayiphi na imibuzo okanye iinkxalabo malunga nokubhukisha, abo banomdla banokubhalela kule dilesi ye-imeyile ilandelayo atencionalusuario@iess.gob.ec, okanye banokuqhagamshelana nesebe lenkonzo yabasebenzisi be-Ecuadorian Social Security Institute (IESS) kwinqanaba leNacional.
https://www.youtube.com/watch?v=mkEHf4dSW5U&feature=emb_title
Si Iimali ezigciniweyo Ubucinga ukuba sisihloko esiluncedo kakhulu, siyakumema ukuba ufake la makhonkco alandelayo esiya kukushiya ngezantsi.
Yazi amalungelo asisiseko omsebenzi e-Ecuador
Ngcono Iiapps zokujoyina iifoto: uluhlu oluhlaziyiweyo
I-IESS yokuqeshwa kwezonyango Ungawacela njani e-Ecuador?