Iqumrhu lebhanki laseColombia elibizwa ngokuba yiBanco Caja Social, liqumrhu lezemali elijoliswe kwimisebenzi yalo ekufuneni isisombululo kwizizathu ezikhokelela kubuhlwempu eColombia. Kukho iinzuzo ezahlukeneyo zeli qumrhu kwaye enye yiBanco Caja Social phone, ngale nkonzo izisombululo zeentlobo ezahlukeneyo zinikwa.
Bank Caja Social phone
Ukwazi isimo se-akhawunti ye-Banco Caja Social ngokuqhelekileyo enye yeendlela apho abantu abaneemveliso ezithile banokugcina amatyala kunye neentlawulo. Ngokubhekiselele kwiziko elithethiweyo, inzuzo yeBanco Caja Social inikezelwa ngomnxeba, indlela yokubuza imibuzo kunye neenkqubo ukuba kukho ukuthandabuza okanye iindlela zokunceda.
Lo mbutho wasekwa kwi-1911, yonke into eyinika ngaphezu kwekhulu lamava kwiimarike zebhanki zaseColombia. Ngexesha elifanayo, umbono walo uye wagcinwa ekufezekiseni ukudibanisa amacandelo abahlelelekile kwimarike yaseColombia ngendlela enkulu.
Ke ngoko, abanye abantu abanezibonelelo ezilinganiselweyo okanye amandla aphantsi okuthenga bane-akhawunti kwiziko elikhankanyiweyo, kuba libavumela ukuba babe nezavenge ezifikeleleka kakhulu kunye nenzala. Kwimeko apho unayo nayiphi na imveliso yequmrhu okanye unezicwangciso zokuvula i-akhawunti; Siza kuphuhlisa kweli nqaku amathandabuzo athile aqhelekile kunye neminye imiba yomdla weBanco Caja Social.
Yintoni iNkcazo ye-Akhawunti yeBhanki yeNtlalo ye-Caja?
Njengoko sele sikhankanyile, i-Banco Caja Social liziko elibonelela ngoncedo olukhulu kubantu abaphantsi kwe-Colombia. Ngeeprojekthi eziphuhlayo njengeenkqubo zetyala kunye nokunikezelwa kokhetho lwezemali, ibonelela abathengi ngezavenge eziphantsi kakhulu okanye amazinga enzala, kwaye oku kuthetha ukuba banokurhoxiswa ngokukhululeka.
Ngaphezulu kwenkulungwane yembali eColombia, umbono webhanki wentlalontle ujolise ekuncedeni amawaka abantu bagcine ubomi bemali obunemveliso. Ngale ndlela, i-Banco Caja Social ifezekise injongo yokuhlala kwicala lomsebenzi onzima webhanki welizwe.
Ngokubhekiselele kwiinkonzo ezinikezelayo, eyona nto ibalulekileyo, sinokuthi ngaphandle koloyiko lokungalunganga, ngokungathandabuzekiyo i-tuti Cuenta. idalwe kwaye isekelwe kwingcinga yabantwana babantu abayivulayo, kuba abasebenzisi ngabantwana abaphakathi kweminyaka esixhenxe neshumi elinesixhenxe.
Ngokubanzi, oku kuyindlela enkulu yokubonisa ulwazi kunye nokubaluleka kokonga kunye nokunceda abantu babelane ngemali ngenjongo ethile.
Ngoku, zombini i-akhawunti ebizwa ngokuba yi-tuti enikezelwa yibhanki ngokwayo, ithathwa njengenye yeenkonzo ezinikezelwa yibhanki kwaye inokuboniswa kwi-intanethi nge-Intanethi ye-Intanethi ye-Banco Caja Social ngokwayo.
Inkqubo yophononongo lwengxelo ye-akhawunti ilula kakhulu, iyakhawuleza kwaye ilula, kwaye inokwenziwa ngephepha le-Intanethi yebhanki, eliba sesona sixhobo sigqibeleleyo kwiinkqubo ezithile eziyimfuneko ukuze kwenziwe.
Ngamafutshane, iBanco Caja Social ijolise kwithagethi eyahlukileyo, kuba ijonge ukusebenza njengeoksijini kubantu abanezibonelelo eziphantsi okanye ezinqongopheleyo. Oku akuthethi ukuba kuthintelwe kuphela kubemi abanamandla okuthenga akhankanyiweyo, kodwa inokuphinda isebenze njengendlela yokukhetha indawo abasingela kuyo imali yabo kunye namatyala ekulula ukuwarhoxisa.
Udibana njani nengxelo ye-akhawunti ye-Banco Caja Social
Ngenjongo yokugcina ulungelelwaniso olufanelekileyo ngokwezemali zomntu, ngaphandle kwamathandabuzo, uqwalaselo lungabandakanywa ngamaxesha athile ngokweengxelo ze-akhawunti. Kwindaba ye IBhanki yeMali yezeNtlalo ebonakalayo, lo mbuzo unokwenziwa ngewebhusayithi yeBhanki okanye ngeportal, imibuzo inokwenziwa ngebhanki ephathwayo okanye ngeBanco Caja Social phone online.
Njengesiqalo sinokuthi inkonzo ngeqonga lewebhu leBanco Caja Social iba sesona sixhobo sinikezelwa yiBhanki ngokwayo ngokubhekiselele kukhetho lwemibuzo okanye iinkqubo. Nangona kunjalo, ukuba okufunekayo kukuphonononga ingxelo yeakhawunti kuphela, kuya kufuneka ukuba ulandele la manyathelo alandelayo:
- Ukufikelela kwiqonga elifanelekileyo Kwiwebhu yeCaja Social Bank.
- Ukubekwa kwedatha yohlobo loxwebhu kunye nenombolo yalo.
- Faka igama lokugqithisa.
- Ukwamkelwa kwemigaqo nemiqathango yenkonzo yebhanki ye-intanethi.
- Indawo yecandelo okanye icandelo lengxelo ye-akhawunti kwaye uphonononge imveliso oyifunayo.
Kuyafuneka ukuba uphawule ukuba kwimeko apho awunayo i-password ye-Intanethi, ikhonkco ekufuneka ilandelwe ngokudalwa kwayo inokujongwa kwiphepha. Eli gama lokugqithisa liba yikhowudi yealphanumeric enkulu kunamanani asixhenxe.
Iwebhusayithi yeBhanki yeNgxowa-mali yeNtlalo
Kwelinye icala, umbuzo unokwenziwa nangaliphi na ixesha ngesicelo sebhanki. Inegama elithi "Banco Caja Social Móvil" kwaye sisixhobo esiluncedo kakhulu sokugcina imali ngalo lonke ixesha kwiselfowuni okanye kwiselfowuni.
Ngexesha elifanelekileyo, kwaye ukuze kuhlaziywe ingxelo ye-akhawunti kwibhanki yeselula, idatha efanelekileyo kunye nendawo yecandelo leengxelo ze-akhawunti kufuneka ifakwe. Xa ulapho, unokwenza utshintshelo, idiphozithi, ukuhoxiswa kunye naluphi na inani leenkqubo eziyimfuneko.
Nangona kunjalo, kufuneka sikhumbule ukuba ukungena ngempumelelo kwisicelo esifanelekileyo, kufuneka ube nesitshixo se-Intanethi ngokusebenzayo. Ngamanye amagama, kwixesha elingaphambi kwebhanki ephathwayo, kuya kufuneka ufikelele kwiphepha lewebhu okanye i-portal kwaye wenze igama eliyimfihlo, ngendlela ebesixoxile ngayo kwimihlathi yangaphambili.
Njengenqaku lokugqibela lesi sihloko, i-Banco Caja Social ibeka abaxhasi kwiinombolo zomnxeba, apho banokunxibelelana ngokufowunelwa kunye nesicelo kwinkonzo yabathengi, iinkqubo zokuvala, ukumiswa kwamakhadi, ukubonisana ngokumalunga. kwingxelo ye-akhawunti, njl.
Iinombolo zomnxeba zezelizwe lonke kwaye yile: 01 8000 9 10038, nangona kunjalo ukuba ukwisixeko sase Bogotá, kufuneka utsalele 307 70 60.
Bank Caja Social Tuti akhawunti
Kwi-Banco Caja Social kukho iiakhawunti ezahlukeneyo ezinokuvulwa ngethuba lakho. Nangona kunjalo, kukho enye ebonakala idume kakhulu kwaye iyaziwa, ebizwa ngokuba yi-tuti Cuenta. Ibhekisa kwi-akhawunti yogcino ethi ibhanki ivulele abancinci. Uluhlu lobudala bale nkonzo ngabantwana kunye nabafikisayo abaphakathi kweminyaka esixhenxe ukuya kwelishumi elinesixhenxe ubudala.
Nangona kunjalo, ngenxa yokuba bengabantwana, abantu abaselula kufuneka bagunyaziswe ngokufanelekileyo kwaye babe kunye nabazali babo. Ngokubanzi, inkqubo ekhankanywe ngasentla ivumela abantwana ukuba babe nombono ocacileyo wehlabathi lezemali ngendlela engokwemvelo kwaye ngexesha elifanayo bakhumbule ukubaluleka kokuba nesicwangciso esihle sokulondoloza.
Isishwankathelo, i-akhawunti ye-tuti yindlela efanelekileyo yokugcina abantwana kude noxanduva lwebhanki, nangona kunjalo, ngexesha elifanayo banikwa isixhobo esiluncedo xa kukho nayiphi na imeko engxamisekileyo abangenako ukuyisombulula.
Izixhobo
Njengefom esisiseko, i-akhawunti ye-akhawunti ye-tuti, ibonisa njengempawu zayo eziphambili ukubonelela abameli ngokulawula okufanelekileyo. Nangona kunjalo, umntwana uya kuba nguye ophethe ikhadi ledebhithi kwaye enze ukusetyenziswa ngokufanelekileyo, abazali baya kwaziswa ngayo yonke imiba kwaye banokuwunqumamisa umsebenzi xa kukho naluphi na uhlobo lokuphazamiseka.
Ngaphandle koku kungasentla, kuhle ukutsho ukuba enye inkcukacha enomdla kukuba kanye ngenxa yokuba yi-akhawunti yokonga, imali efakwe kuyo yenza inzala. Ngale ndlela, ibhanki inika abantu abatsha inkuthazo yokuba bachithe ngokufanelekileyo kwaye baqonde inzuzo yokonga kunye nokutyala imali.
Ekugqibeleni, njenge-akhawunti elawulwa ngeplastiki ezimeleyo, ukuthengiselana kwayo kunophawu lokunqongophala. Umnini ngokwakhe uya kuba nokukhetha ukukhansela kulo naluphi na uhlobo lokusekwa kweli lizwe, ukurhoxisa imali kwii-ATM zebhanki kwaye aqhube ulawulo olufanelekileyo lwe-akhawunti ngeqonga le-Intanethi ngamaxesha onke kwaye ngaphandle kwemida.
Izinzuzo
Kuqheleke kakhulu ukubona abantwana kunye nolutsha olukude kakhulu kwihlabathi lezemali, ibhanki yefowuni yeCaja Social inomdla wokubasondeza kwisizukulwana senkqubo ngendlela yendalo. Ke ngoko, bonke abantu abancinci abaneakhawunti ye-tuti banokonwabela ezi zibonelelo zilandelayo nangaliphi na ixesha:
- Banokwenza iidipozithi ezipheleleyo okanye eziyingxenye kunye nokutsalwa kwemali kulo naliphi na isebe lebhanki.
- Zonke iintengiselwano ezenziwe kwinethiwekhi yebhanki ziya kuqhutywa ngaphandle kokuvelisa naluphi na uhlobo lweendleko.
- Ummeli osemthethweni womntwana unokufumana iSMS ekwazisa ukusetyenziswa okanye intshukumo eyenziwe kwiakhawunti.
Khuphela ingxelo ye-akhawunti ye-Banco Caja Social
Ngoku, ukuba injongo kukugcina ngokufanelekileyo iingxelo zebhanki kwaye uzigcine kwikhompyutheni okanye uziprinte ngexesha elithile, into efunekayo kukukhuphela iifayile ngeBanco Caja Social phone. Ukuqhuba le nkqubo kuya kukuvumela ukuba ube noxwebhu oluxhasayo ngamaxesha onke kulawulo olululo lwemali kunye nokugcina ulawulo olwaneleyo.
Kwimeko ethile yengxelo ye-akhawunti, inkqubo yokukhuphela ngewebhusayithi yinkqubo elula kakhulu, ekhawulezayo, emfutshane kwaye ekhawuleza kakhulu. Okokuqala, kuya kufuneka ufake i-portal kwaye emva koko ujonge ingxelo yeakhawunti, njengoko besichazile kwimihlathi edlulileyo.
Nje ukuba ukwicandelo lewebhusayithi elikuvumela ukuba ujonge ingxelo yeakhawunti yakho, kuya kufuneka ukhethe iqhosha lokukhuphela, elibekwe phezulu ekunene kwiphepha elikhankanyiweyo. Ngale ndlela, ukhuphelo olufanelekileyo kufuneka luqale ngokuzenzekelayo kwaye xa lugqityiwe, uxwebhu luya kufumaneka kwaye lugcinwe kwifolda ethile kwikhompyuter.
Iiyure zeBhanki yeNgxowa-mali yeNtlalo
Njengoko kuqhelekile kuwo onke amaziko emali kunye neebhanki, i Caja Social Bank iiyure, kwaye iya kusebenza njengeebhanki ezininzi eColombia. Iya kuba neshedyuli ukususela ngoMvulo ukuya ngoLwesihlanu ukususela ngo-8:30 kusasa ukuya ku-4:00 emva kwemini. Ngaphandle kwemihla ekhethekileyo okanye iiholide ezingavumeli umsebenzi kwinqanaba lebhanki.
Isiphelo
Njengoko sibona, eli ziko liluncedo kakhulu xa kufikwa ekuncedeni abantu abanezibonelelo eziphantsi okanye ezinqongopheleyo, kuba ngogcino baneenkonzo ezibalulekileyo kunye neenzuzo abazinikwa liziko ngokwalo, njengokubonwa kwemeko yeakhawunti, ukukhuphela okufanayo kunye nenkqubo yoshicilelo, kwimeko apho icelwe ngumsebenzisi ukuze ibe nayo ngokwasemzimbeni xa kusetyenzwa nayiphi na inkqubo.
Kwangokunjalo, siyabona ukuba kukho ukhetho lokubonelela abantwana nabantwana abangaphantsi kweminyaka esixhenxe ukuya kwelishumi elinesixhenxe ubudala, ithuba lokuba ne-akhawunti ebizwa ngokuba yi-akhawunti ye-tuti, kwaye ukwazi ukubala kuyo kwiindleko ezifanelekileyo ezenziwe yona.
Bade banikwe ikhadi le-debit elinokuthi umntwana okanye umntu omncinci akwazi ukujongana ngqo, kodwa nangona kunjalo abanini-khadi, kule meko abazali babo, banokuthunyelelwa umyalezo obhaliweyo xa kukho nayiphi na ingxaki evela kwikhadi elithethiweyo.
Kubalulekile ukuba ubonise umfundi ukuba ukuze ujabulele uninzi lwezibonelelo ezinikezelwa yiBanco Caja Social, kubalulekile ukuba umxhasi ubhaliswe ngokufanelekileyo kwaye ngenxa yoko kufuneka enze igama eliyimfihlo, eqhuba amanyathelo esiwachazile. ngeenjongo ezinjalo kweli nqaku. Nje ukuba ubhaliso ngokufanelekileyo lwenziwe, ungaqala ukonwabela zonke izibonelelo ezibonelelwa yiBanco Caja Social.
Sicebisa umfundi ukuba ajonge kwakhona:
Jonga ifayile ingxelo yeakhawunti eBanco Solidario
Uthethwano oluLula lweBhalance yeBanco del Tesoro