EColombia, malunga neekhredithi ezinikezelwa kubafundi ngenjongo yokubanceda kwizifundo zabo, yingongoma ebalulekileyo kwaye yiyo loo nto kukho iziko elinjenge-Icetex eliphetheyo kunye nokulawula iikhredithi ezixeliweyo. Kwinqaku eliza kuphuhliswa siza kubona yonke into ehambelana nesimo seakhawunti ye-Icetex kunye nezinye izibonelelo ezinikezelayo.
ingxelo yeakhawunti yeicetex
Ngaphambi kokuphuhlisa umxholo ophambili wenqaku ngokubhekiselele kwingxelo ye-akhawunti ye-Icetex, sifuna ukuba umfundi azi ukuba yintoni i-Icetex. Kwaye ngokufanayo sinokuthi i-Colombian Institute of Educational Credit and Technical Studies Abroad, eyaziwa ngokuba yi-ICETEX, ngumbutho waseColombia osebenza ngokuxhasa ukukhuthazwa kophuhliso lwesizwe ngokuqeqeshwa kweengcali kwilizwe lonke.
I-Icetex inikezela kwaye ibonelela ngeendlela ezahlukeneyo zoncedo kunye neekhredithi kubafundi ukuze bakwazi ukuqeqesha njengeengcali zokwenyani. Bamele bathobele ukucinywa kweentlawulo ngexesha nangemfanelo, kwaye kucetyiswa ukuba umntu afumane kwaye abonisane nengxelo ye-akhawunti efanelekileyo ukuze agcine ucwangco kunye nokuhlaziya iintlawulo.
Ngokunjalo, iZiko laseColombia lezeMfundo ngeTyala kunye neziFundo zobuGcisa kwamanye amazwe (ICETEX), libonakala ngokuba liziko lemfundo yaseyunivesithi kwaye lilungiselela abafundi kunye neengcali zexesha elizayo kwilizwe labo lokuzalwa, eColombia.
Ukongeza, iziko libonelela ngeenkonzo ezahlukeneyo kubathengi njengokuvula iiakhawunti zokujonga kunye nokubonisana nabo. Ngaphakathi kwezi akhawunti, ubukho bengxelo ye-akhawunti ye-Icetex buvelele, akukho nto ngaphandle koxwebhu lwe-elektroniki okanye olubonakalayo olubonisa ibhalansi ehlaziyiweyo yemali umntu anayo kwi-akhawunti yakhe.
Isiseko
I-Icetex yasekwa eBogotá, eColombia ngo-1950. Ngoku inenani elibalulekileyo lee-arhente okanye amasebe kuwo wonke ummandla welizwe.
Eli ziko leyunivesithi lijolise kuqeqesho lwabafundi kwinqanaba lobuchwephesha kunye nokubanika uqeqesho okanye uqeqesho ukuze babe yinxalenye yemarike yabasebenzi kwaye ngaloo ndlela babe ngumzekelo kwigalelo lelizwe ngokwalo kwaye baphucule umgangatho wobomi. zabafundi, izalamane zabo.
Umbono
Ngokuphathelele umbono we-Icetex, sinokuwuchaza njengento echanekileyo kwaye ecacileyo. Kucetywa ukuba ngonyaka ka-2025 ibe liziko elikhokelayo eColombia kwaye libe ngumdlali ophambili kuphuhliso lwabemi baseColombia, kwaye iqatshelwe ngemfundo yayo elungileyo, abasebenzi abaqeqeshiweyo kunye nobuchule bayo bezobuchwepheshe.
I-Icetex Mission
Umsebenzi we-Icetex ngumsebenzi wemihla ngemihla ngokuzibophezela okukhulu kwemihla ngemihla kwilizwe ngokwalo, ngenjongo ephambili yokufikelela amaphupha azo zonke iintsapho zaseColombia, ukubonelela ngenkonzo yemfundo esemgangathweni ophezulu kunye nobugcisa bootitshala abaphethe okufanayo.
Ngokumalunga neli nqaku, sinokuthi ezinye zeenjongo ezingundoqo kwaye ziyinxalenye yeZiko laseColombia lezeMfundo ngeTyala kunye nezifundo zobuGcisa kumazwe angaphandle, kwaye zezi zilandelayo:
- Igalelo ekuboneleleni nasekufuneni imfundo kweli lizwe.
- Khokela kwaye ukwazi ukufaka isandla kuququzelelo loluntu.
- Ukudala amava omthengi omkhulu.
- Igalelo kumanyano lwamazwe ngamazwe lwemfundo yaseyunivesithi eColombia.
- Ukuphucula ulawulo lweshishini.
- Nika isiqinisekiso somgangatho kunye nokusebenza kakuhle kwinkonzo yabathengi.
- Ukuvuselela ipotfoliyo kunye noluhlu lweemveliso.
- Ukubonelela ngokhuseleko malunga netalente yoluntu yeziko.
- Amathuba okufikelela aphuculweyo.
Iimpawu ze-Icetex
Oku kuba ngomnye umba obalulekileyo malunga ne-Icetex, kuba inemisebenzi ethile enceda inani labathengi enayo, kwaye phakathi kwezi sinazo:
- Ukukhuthazwa nokukhuthazwa kwenkxaso-mali yemfundo kwinqanaba leyunivesithi ngeekhredithi kunye noncedo lwemali lwesizwe nolwamazwe ngamazwe.
- Ulawulo lwentsebenziswano yamazwe ngamazwe, ukuze kufumaneke olona khetho lungcono loqeqesho.
- Ukusetyenziswa kwemigaqo-nkqubo karhulumente yokukhuthaza imfundo yaseyunivesithi.
- Fumana izibonelelo zokufunda ezivela kumazwe angaphandle.
- Ulawulo lweemali kunye neprogram yekhredithi.
- Ukukhuthazwa nokukhuthazwa kotshintshiselwano lwabafundi phakathi kwamazwe ahlukeneyo.
- Ukubonelela ngeengcebiso kwamanye amaziko emfundo aseyunivesithi.
Ubhalisa njani kwi-Icetex?
Ngokumalunga nenkqubo yokubhaliswa kwe-Icetex, yenye inkqubo eyenziwa ngokulula nangokulula. Ngezo njongo, kuya kufuneka ugcwalise ifom ukuze wenze ubhaliso olufanelekileyo kwaye ujabulele iinkonzo ezibonelelwa ngokuntywiliselwa kwiwebhusayithi ye-Icetex.
Amanyathelo okubhaliswa kwi-Icetex
Njengoko besele sitshilo, ukuze wonwabele izibonelelo ezibonelelwa liqumrhu le-Icetex, kuya kufuneka ukuba kuqhutywe ubhaliso olufanelekileyo kwaye oku kuya kwenziwa ngokulandela la manyathelo esiwakhankanyileyo apha ngezantsi, ukuze umfundi ahlale ngaphakathi. ingqondo, oko kukuthi:
- Njengenyathelo lokuqala kuya kufuneka ukuba ungene kwi imo ekwiwebhusayithi ye-Icetex, ukuyingenisa, iya kwenziwa ngekhonkco elichaphazelekayo.
- Okulandelayo, kwaye xa sele ungaphakathi kwifomu efanelekileyo, faka igama lokuqala kunye nefani yomntu onomdla.
- Emva koko, amanani ekhadi lesazisi kuya kufuneka afakwe njengoko kuchaziwe kwiphepha ngokwalo.
- Ngokufanayo, kuya kufuneka ukubonelela ngedatha yoqhagamshelwano, oko kukuthi, inombolo yefowuni esebenzayo iya kufakwa, kunye nedilesi ye-imeyile esetyenziswayo okanye ehlaziyiweyo.
- Nje ukuba idatha ekhankanyiweyo ifakiwe, igama eliyimfihlo liya kwenziwa kwaye ukhetho "qinisekisa" luya kucofa.
- Emva kokungasentla, kuya kufuneka wamkele zombini imigaqo kunye nemiqathango esekwe yiwebhusayithi ngokwayo.
- Emva kokuba le nyathelo lenziwe, inkqubo ngokwayo iya kukhupha ikhowudi yokuqinisekisa, enokuthi ijongwe ngephepha ngokwalo okanye kwisixhobo esiphathwayo, ukuba inkqubo iyicela; le khowudi kuya kufuneka ibhalwe kwaye iqinisekiswe kwinqanaba elifanayo.
- Njengenyathelo lokugqibela lenkqubo, iqhosha elithi "Save Registration" liya kucinezelwa.
Njengoko kuchaziwe kwimihlathi edlulileyo, xa umxhamli sele ebhalisiwe ngokufanelekileyo, uya kuba nakho ukufikelela kuninzi lweendlela eziluncedo ezinikezelwa kwiphepha lengxelo ye-akhawunti ye-Icetex ngokwalo, kwaye ngezi ndlela zokhetho zingenziwa naphi na apho umxhamli inkonzo ikhona.
Ingxelo ye-akhawunti ye-Icetex - ukubonisana
Inkqubo yengxelo ye-akhawunti ye-Icetex ngokwenene ngumsebenzi olula nolula kakhulu ukuba nje amanyathelo acelwe yinkqubo yeziko ngokwalo elandelwa. Ukuze umfundi abe nokucaca ngakumbi kulo mbandela, siza kudwelisa kwaye sichaze ngalinye lamanyathelo okujonga ingxelo yeakhawunti, kwaye zezi:
- Isinyathelo sokuqala
Njengoko igama layo libonisa, njengenyathelo lokuqala kuya kufuneka ungene kwiphepha le-Icetex okanye iwebhusayithi Ukuqala, into yokuqala ekufuneka uyenzile kukufikelela kwiwebhusayithi esemthethweni ye-Icetex, siya kukwenza oku ngekhonkco elifanelekileyo.
Nje ukuba singene kwinkqubo ye-Icetex, kufuneka uye kukhetho olubizwa ngokuba "Lawula iikhredithi zakho kunye neeNtlawulo". Olu khetho lubekwe emazantsi ephepha elinye.
- Inqanaba lesibini
Emva kokuba isinyathelo sokuqala senziwe ngempumelelo, ukhetho olubizwa ngokuba yi "Statement of Account" luya kukhethwa, olu khetho lufunyenwe kwindawo engezantsi yeentlawulo ezikhankanyiweyo kunye nee-invoyisi.
Ngokunjalo, ukhetho olufanayo luya kuveza imodeli yefom ekufuneka izaliswe ngokuhambelana noko kucelwe emasimini okanye kwiibhokisi yinkqubo ye-intanethi ye-Icetex.
- Isinyathelo sesithathu
Ngokumalunga nezinto eziceliwe yinkqubo, sinquma ngolu hlobo lulandelayo: i-imeyile, kuya kufuneka ubonise idilesi ye-imeyile enenyaniso kwaye esetyenziswayo ngoku. Kuya kufuneka kwakhona ufake igama eliyimfihlo kunye nekhowudi yokhuseleko ehambelana nayo.
- Isinyathelo sesine
Kwinqanaba lesine, phantse ukugqiba inkqubo, kuya kufuneka ucofe kwihlelo "qhubeka" kwifestile yokuqinisekisa, emva koku uya kukwazi ukujonga ingxelo ye-akhawunti kwaye ngokukhawuleza ukhangele iintshukumo zebhalansi.
- Inyathelo lesihlanu
Ekufikeleleni kweli nyathelo, ingxelo ye-akhawunti ye-Icetex iya kufumaneka, kwaye kuyo umxhasi okanye umxhamli uya kukwazi ukujonga ingxelo ngokweenkcukacha. Ngendlela efanayo, umxhasi uya kukwazi ukuqalisa ukujonga ibhalansi, iintlawulo ezenziweyo, iintlawulo, iikhredithi, izibonelelo, phakathi kweenkonzo ezininzi.
Kubaluleke kakhulu ukuba umnini-akhawunti ngokwakhe adibane nengxelo ye-akhawunti ye-Icetex rhoqo, ukuze abe nokhuseleko olupheleleyo lwazo zonke iintshukumo kunye nokuba zikwinkqubo echanekileyo, kwakhona ngale ndlela uya kwazi ukuba iintlawulo zikho. ukuya kumhla kwaye ulawula ukugcina ucwangco lwemali yobuqu.
Ngesi sixhobo, umxhasi unikwa ithuba lokhuseleko, intembeko, kunye nokungafihli ngeendlela ezilula zokungena kwingxelo ye-akhawunti kwaye ebonelela umxhasi ngenkqubo eluncedo nefikelelekayo.
Iinketho zengxelo yeakhawunti ye-Icetex
Kwingxelo ye-akhawunti ye-Icetex, amacandelo ahlukeneyo aya kubonwa ukuba umxhasi ngokwakhe unokhetho lokubonisana ngokweenkcukacha. Apha ngezantsi siza kubonisa amanye amacandelo esithetha ngawo, angala:
- Ibhalansi yembopheleleko
- Icandelo elichaziweyo libonisa imali eseleyo okanye imali engqinelanayo nokuba umxhasi ngokwakhe unoxanduva lokuyirhoxisa.
- Imbuyekezo
- Apha ibhekisa kwisixa-mali sazo zonke iintlawulo ezenziwe ngumxhasi.
- Pagos
- Njengoko igama layo lichaza, licandelo apho umxhasi anokunika iinkcukacha ngeentlawulo ezenziweyo, ezinjengomhla, isixa kunye nolunye ulwazi oluthathwa njengolubaluleke ngolo hlobo.
- Izinzuzo
- Ngokuphathelele le nxalenye, licandelo elijongene nokukhupha ulwazi olubhekiselele kwiinzuzo umxhasi anazo kwaye azizuzileyo ngokufumana i-scholarships okanye iikhredithi.
- Izatifikethi
- Eli candelo linika umxhasi ukhetho lokukhuphela ngokufanelekileyo izatifikethi ezahlukeneyo ezifana nezi: ubume bosuku, ibhalansi ngonyaka ngamnye, izatifikethi zentlawulo, inzuzo yereyithi.
Ukushicilelwa koxwebhu lwengxelo yeakhawunti ye-Icetex
Xa ufuna ukukhetha ukhetho lokuprinta uxwebhu, le nkqubo inokwenziwa ngokukhetha "ukuthumela" ingxelo ye-akhawunti kwi-imeyile yobuqu yomxhamli. Nje ukuba inkqubo iphumeze isishwankathelo, umxhasi uya kukwazi ukukhuphela kwaye ayiprinte ngokulandelayo.
Kuhle ukubonisa ukuba isixhobo esichaziweyo okanye ukhetho lunokusetyenziswa xa kufuneka kwenziwe naliphi na ibango phambi kweziko le-Icetex.
Iifomu kunye neerisithi zentlawulo kwi-Icetex
Ukwenza iintlawulo ezihambelanayo neziko le-Icetex kunokuba lula kakhulu ukuba nje eyona ndlela ifanelekileyo okanye enokwenzeka yokurhoxisa ikhethiwe. I-Icetex inikezela ngamathuba ahlukeneyo kumthengi ukuze enze iintlawulo zakhe ngaphandle kokuba nayiphi na ingxaki. Phakathi kwezi ntlobo zokurhoxiswa nge iintlawulo icetex Singakhankanya ezinye zazo ezizezi:
- ivoti
Ngolu khetho, umxhasi ngokwakhe uya kuba nethuba lokuhlawula amatyala anayo kwiziko le-Icetex, ngokusebenzisa enye yamawaka alishumi elinambini lamanqaku eBaloto akhoyo kweli lizwe, ngaphandle kokuhlawula iindleko ezongezelelweyo. Ukwenza intlawulo, umxhasi kufuneka abe nesazisi okanye iinombolo zereferensi yekhredithi.
- PSE- Intlawulo ye-Intanethi
Xa kufuneka wenze iintlawulo ngendlela elula kancinane nelula, ungathatha ithuba lokuyenza ngekhompyutha nge-PSE. Ukwenza le nkqubo, iwebhusayithi ye-Icetex okanye iphepha liya kufakwa, ngoko umxhasi uya kungena kwinkonzo ye-PSE kwaye enze umsebenzi wokukhansela ngendlela ekhuselekileyo nefanelekileyo.
- Ii-ATM
Ngale ndlela, ukucinywa kwentlawulo kuya kwenziwa ngendlela elula nelula. Ngenxa yale njongo, umxhasi kufuneka abe nale datha ilandelayo: ATH- Grupo Aval, Banco Corpbanca- Colpatria, davivienda-servibanca.
- Izinto zebhanki
Umxhasi unokuya kuyo nayiphi na imibutho yezemali esebenzayo kwaye enze ukucinywa kwentlawulo efanelekileyo kwaye ehambelana ne-Icetex.
- imigca yomsindo
Ngeziko lomnxeba likaDavivienda, iHSBC inokwenza intlawulo ye-Icetex ngaphandle kokuphazamiseka. Ngendlela efanayo ngenkonzo iicetex ifowuni, unokuba nolwazi oluyimfuneko malunga nawo nawaphi na amathandabuzo malunga neentlawulo ekufuneka zenziwe ngumxhamli.
- Ibhanki ye-elektroniki
Ngale nkonzo unokwenza iintlawulo ezifanelekileyo kwinkampani ye-Icetex, le ndlela ikhululekile kwaye ilula kuba inokwenziwa kwi-intanethi ukusuka kubutofotofo bekhaya okanye iofisi yomxhasi, phakathi kwamanye ala maphepha ewebhu:
- Multicolor Network-Dataphones
Ngokumalunga namanqaku okuhlawula kunye neeDatha zeRBM okanye ebizwa ngokuba yi-multicolor network, iintlawulo ezihambelanayo nazo zingenziwa. Le nkqubo iya kwenziwa ngenombolo ye-invoyisi yesalathiso sentlawulo, njengoko idatha yolwazi, i-hyphen (-) ayiyi kumakishwa, umxhasi uya kukwazi ukukhansela ityala ngokufaka ikhowudi yomsebenzisi.
- Iintlawulo ezivela phesheya
Ngendlela efanayo, umxhasi ngokwakhe unamandla okwenza isigqibo sokwenza intlawulo echaphazelekayo ngokutshintshela kwelinye ilizwe.
Isiphelo
Sibonile kulo lonke eli nqaku ukuba siphuhlisa ukubaluleka kweZiko laseColombia lezeMfundo ngeTyala kunye neziFundo zobuGcisa kumazwe angaphandle, eyaziwa ngokuba yi-acronym (ICETEX), kuba inoxanduva lokubonelela ngoncedo kubafundi Iicetex yokufunda kunye nolunye uncedo lwetyala, phakathi kwezinye; konke ngenjongo yokuba negalelo kwinkqubo yokufunda phesheya. Oku kubaluleke kakhulu kubafundi baseColombia kwaye ngokubanzi kubo bonke abemi.
Ngokubhalisa, inkqubo esiyichaza kulo lonke inqaku kwireferensi, kunokwenzeka ukuba abaxhamli baxhamle iinketho ezininzi ezinikezelwa yinkqubo ngokwayo kwiwebhusayithi, kubandakanywa ukhetho lwe-Icetex statement ye-akhawunti, yindlela yokukwazi ukuhlala rhoqo. ube nebhalansi kwi-akhawunti eveliswa kubudlelwane phakathi komxhamli wenkonzo kunye ne-Icetex.
Ngokufanayo, kwakunokwenzeka ukubona amanyathelo okuqhuba zombini ukubhaliswa kwi-Icetex, kwaye xa sele ibhalisiwe ngokufanelekileyo, amanyathelo achazwe kwakhona ukuze umxhamli weenkonzo angacela rhoqo ukubonisana kwengxelo ye-akhawunti kwaye ngale ndlela. ukugcina ulawulo lomntu kwiintshukumo zakho. Kwanoxwebhu oluchaziweyo lunokuprintwa, inkqubo esiyichaza kwakhona kwimihlathi ehambelanayo.
Sicebisa umfundi ukuba ajonge kwakhona:
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