Ikhowudi okanye ikhowudi eSwift yeBanorte eMexico

IGrupo Financiero Banorte, SA:B de CV, eyaziwa ngcono njengeBanorte kwaye ikwayi-Ixe, liZiko leBhanki kunye neZimali eliseMexico, eMonterrey, eNuevo León, kwaye kwelo lizwe lihlelwa njengenkampani enobungakanani obukhulu, ngokunxulumene. kwimpahla yakho kunye nemali-mboleko. Kwaye ikwamele uMlawuli omkhulu weeNgxowa-mali zoMhlalaphantsi. Ukusebenza kwayo kufuna i Isitshixo seBanorte Swift iinkcukacha zabo ziya kuchazwa kweli nqaku, ngoko ke kuyacetyiswa ukuba uqhubeke nale fundo.

Ithini ikhowudi ye-SWIFT ye-Banorte (Casa De Bolsa Banorte, SA)?

I-Banorte, njengeenkampani ezininzi zemali kunye neebhanki, igcina imisebenzi eyahlukeneyo kunye nabaxhasi bayo, phakathi kwezinye iintengiselwano ze-interbank, ukuthumela kunye nokufumana imali, intlawulo kumaqela esithathu kunye neminye imisebenzi efanayo.

Okulandelayo, umzekeliso uya kuboniswa ukuba iinkcukacha zendlela iBhanki esebenza ngayo kwiimeko ezithile, yinkqubo ebonisayo enedatha echanekileyo echanekileyo, kodwa kuyo nayiphi na imeko yinto ethiyori akufanele ithathwe njengomsebenzi wokwenyani ukususela kumsebenzi. kukukhanyisa umfundi ngolu hlobo lomsebenzi.

Inkcazo-ntetho imi ngolu hlobo lulandelayo:

• Okokuqala, ikhowudi yeBhanki eSwift ibonakaliswe ngolu hlobo lulandelayo: BAOTMXM1XXX
• Emva koko ukudluliselwa kwemali kusekwa: Kulo msebenzi, kufuneka kuthathelwe ingqalelo ukuba yintengiso yamahhala, ngoko akukho zikhomishini zamazwe ngamazwe kwaye ngenxa yesi sixhobo esiluncedo kakhulu esibizwa ngokuba yi-Wise sisetyenziswa.
• Omnye umsebenzi obonakalisiweyo yinyani yokufumana imali, ekwanceda inkqubo ngesixhobo esifanayo esele sichongiwe nguWise.
• Emva koko, kwibhokisi ebonisa iBhanki, makubekwe oku kulandelayo: Casa de Bolsa Banorte. Umbutho ongaziwayo weNkunzi eGuquguqukayo
• Emva koko, kukho omnye umgca obonisa idilesi, le ndawo ihloselwe ukubeka idilesi echanekileyo yendawo yeziko elisebenza kuyo.
• Emva koko kulandela icandelo elibonisa isixeko kwaye kufuneka libekwe apho: Mexico.
• Kwisithuba seSebe, iSebe leBhanki kufuneka livele apho, kwezinye iimeko ukuba alikho, indawo ishiywe ingenanto.
• Indawo yekhowudi yeposi idinga ukuba ikhowudi yeposi yendawo apho i-real estate yebhanki ikhona kufuneka ibekwe ngokucacileyo apho.
• Ilizwe: IMexico kufuneka ibekwe.

Ungayazi njani i-SWIFT/BIC password yase-Banorte (Casa De Bolsa Banorte, SA)?

Ngesi sihlandlo, omnye wemibuzo emikhulu yesi sithuba uya kuphendulwa, othi: Yintoni ikhowudi ye-Banorte's Swift? kodwa oko sele kusekiwe kwaye kuyaziwa ukuba sisixhobo esibalulekileyo kubathengi xa kufuneka benze nayiphi na iNtengiselwano yezeMali.

Enye yeendlela zokufumana ikhowudi ye-Banorte Swift kukufikelela ngokuthe ngqo kwindawo "yeBhanki ye-Intanethi" kwaye apho uya kufumana isisombululo kwingxaki. Kwelinye icala, unokufumana kwakhona isicatshulwa soxwebhu oluhlaziyiweyo lweBhanki, apho ulwazi kufuneka luphumle. Kukwayenzeka ukusebenzisa ezinye izixhobo ezikhoyo ezikuvumela ukuba uqinisekise ikhowudi ye-Swift.

Kuhlala kucetyiswa ukuba ulumkise abathengi ukuba xa uzama ukwenza i-Financial Operation, ikhowudi ye-Swift kufuneka ibhalwe ngokuchanekileyo, isincomo esinokuthi sibonakale sicacile, kodwa amava abonise ukuba abaninzi abathengi, xa bebhala inani lekhowudi ye-Swift impazamo kwaye oku kunokubangela ilahleko yemali kwintengiselwano ethile okanye kuyo nayiphi na imeko, uthe umsebenzi awuqhutywa kwaye ngokucacileyo injongo ayifezeki.

Iikhowudi ze-SWIFT zezona bhanki zibalulekileyo eMexico

Kuyathakazelisa ukuqwalasela, indlela yokufumana ikhowudi ye-Swift yeeBhanki eziphambili zaseMexico kwaye ngenxa yoko kukho ulwazi olubonakalisiweyo, olumisela umyalelo wamanani owabelwe kwiziko ngalinye kwaye uvumela ukuqinisekiswa kwekhowudi ye-Swift. Isishwankathelo solu lwazi kunye nesabelo samanani kwiiBhanki sihamba ngolu hlobo lulandelayo:

• Ngenombolo ye-1, iBhanki yeSizwe yaseMexico iBanamex ichongiwe
• Emva koko inani lesi-2, labelwe iBanco Santander de México
• Emva koko, inombolo ye-3 ihloselwe ukuchonga i-Banorte (Casa de Bolsa Banorte SA).
• Emva koko inombolo yesi-4 igcinelwe i-BBVA Bancomer.
• Ke inombolo 5 ichonga iziko HSBC Mexico.
• Ekugqibeleni inombolo yesi-6 ishiywe ukuba yabelwe i-Scotiabank Inverlat.

Kukho indlela yokulawula eluncedo kakhulu apho unokucinezela iindlela ezimbini ezizezinye kwizitshixo ezihambelanayo, eyokuqala ikuvumela ukuba ufumane ikhowudi ye-Swift yeZiko leBhanki elifunwayo, nje ukuba eli nyathelo lenziwe, ungacinezela iqhosha lesibini eliqinisekisayo. umbuzo owenziwe kwinyathelo langaphambili.

Icala elimnyama lokutshintshelwa kwamanye amazwe okwenziwa neBhanki

Yonke imisebenzi yezemali ifuna igama eliyimfihlo, kule meko kunye neBhanki eyenza iinkcukacha, kunokwenzeka ukusombulula omnye umbuzo omkhulu: Yintoni ikhowudi yeBanorte Swift? nto leyo, njengoko isaziwa, sisixhobo esibalulekileyo esikwayimfuneko ekuqhubeni yonke imiSebenzi yezeMali anqwenela ukuyenza umxhasi.

Ngokuqwalasela imisebenzi kwezinye iimeko ezifihliweyo, ukudluliselwa kwamanye amazwe, imiba ebalulekileyo ekufuneka umthengi ayongamele ichazwe ngezantsi.

Ngamanye amaxesha, umnqweno wokuthumela okanye ukufumana imali ngokutshintshela unokubonisa izinto ezimangalisayo kunye neengxaki, kuba, ngokomzekelo, ukuba iZiko leBhanki lisebenza ngezinga lotshintshiselwano olungafanelekanga, kuya kubakho ilahleko ethile yemali kumxhasi kwaye, kwelinye icala, ukuba intengiselwano iqhutyelwa ukubiza iikhomishini eziphezulu, iphinda idale ilahleko kumsebenzisi. Oyena nobangela wolu gwenxa kungenxa yokuba ezinye iiBhanki zisagcina iinkqubo eziphelelwe lixesha kwinqanaba lokutshintshiselana ngemali.

Ukuze ugweme zonke iimeko ezimbi, sincoma ukusebenzisa isixhobo esaziwayo esisilumko, eso, ngaphezu kokungabizi kakhulu, sinobuchwepheshe obukrelekrele.

Phakathi kwezona nkalo zibalaseleyo neziluncedo zesi sixhobo soBulumko, oku kulandelayo kunokukhankanywa:

• Kwindawo yokuqala, umxhasi uya kuhlala efumana ireyithi yokutshintshiselana enenzuzo, xa kuthelekiswa nayo nayiphi na inkampani yokhuphiswano kwaye konke oku kukhatshwa yikhomishini ephantsi.
• Ukuhlanganiswa kwiMisebenzi yezeMali eyenziwa ngemali, iphumelele ngokukhawuleza ngokukhawuleza, kangangokuba ezinye iinkozo zithunyelwa ngemizuzu embalwa.
• Omnye umba oncomekayo, imveliso yokusetyenziswa koBulumko, kukuba imali ikhuselwe kakhulu ngenxa yokhuseleko oluphezulu olunikezelwa yiBhanki.
• Xa umxhasi efumana le nkqubo yezemali, uzifumana ekwinkampani yabantu kumazwe angaphezu kwama-70 kwaye kukho malunga namahlelo angama-47 eemali ezahlukeneyo, zonke ezimele ireferensi ebalaseleyo yorhwebo kwaye ibaluleke kakhulu kumthengi.

Ikhowudi ye-SWIFT: Imibuzo ebuzwa rhoqo

U-Banorte ubona kubaluleke kakhulu ukuba uyazi ngemibuzo esoloko ibuzwa ngumthengi kwaye yiyo loo nto eyona nto ixhaphakileyo iye yaqatshelwa kwaye kuboniswa isihlomelo esibandakanya imibuzo echaziweyo kunye neempendulo zeBhanki ezihambelanayo kwaye zezi zilandelayo:

Yintoni i-SWIFT/BIC?

Isixhobo esiluncedo kakhulu, esivumela ukuchongwa kweeBhanki kunye namaSebe kwimisebenzi enxulumene nokudluliselwa kwamanye amazwe, iyaziwa yiyo yonke into yokuba le khowudi ingaba neempawu ze-8 okanye ze-11, apho kwimeko yesibini isiko ukubhekisela kwi-Specific. amasebe, kodwa kwimeko ye-8 abalinganiswa, ulwazi lunxulumene ne-Ofisi eyiNtloko yeBhanki.

Ezi rejistri zilawulwa nguMbutho weWorld Financial Telecommunications kwaye inokongezwa ukuba le khowudi ye-Swift isetyenziswa ngokutshintshanayo, kunye nenye ikhowudi ebizwa ngokuba yi-BIC (iKhowudi yokuSazisela kweBhanki).

Kufuneka kukhunjulwe ukuba ezi zixhobo zisetyenziswa kuphela njengolwazi kwaye kwezinye iimeko izixa ezixeliweyo ziqikelelwa, ukuba ufuna ukuchaneka, umzekelo ngeedesimali ezichanekileyo, kulungele ukwenza umbuzo ngokuthe ngqo kwiQumrhu leBhanki.

 Yintoni umahluko phakathi kwe-IBAN kunye ne-SWIFT?

Ezi zixhobo zimbini zisebenza ngendlela ehambelanayo, nangona kunjalo zinemisebenzi eyahlukeneyo, umzekelo, kwimeko ye-IBAN yinkqubo ethile, iBhanki ichongwa ngokubanzi, indawo yeSixeko kunye nenye into eyongezelelweyo, kodwa ngenxa yento ethile. ulwazi oluchanekileyo ngakumbi, umzekelo idilesi echanekileyo yeZiko, iSebe okanye i-Ofisi ehambelana nayo, kukulungele ukusebenzisa ikhowudi yesibini ekhankanywe, oko kukuthi, i-Swift.

Ngakolunye uhlangothi, i-IBAN idla ngokusetyenziswa kumazwe amaninzi aseYurophu, kodwa ukuba umzekelo ukudluliselwa e-United States, akunakwenzeka ukusebenzisa i-IBAN. Abathengi bacetyiswa ukuba bacele ulwazi kwiimfuno zelizwe ngalinye apho banqwenela ukwenza ukuthengiselana.

I-SWIFT kunye ne-BIC: iyafana?

Amanye amaZiko anokucela umxhasi ngekhowudi ye-Swift okanye kwakhona i-SWIF/BIC endaweni yekhowudi nje ye-Swift, kodwa inokucaciswa ukuba kuyo nayiphi na imeko ikhowudi ye-Swift kunye ne-BIC ingasetyenziswa ngokutshintshana ngaphandle kweengxaki.

Kuyakhunjulwa ukuba isigama se-BIC sivela kwi-"Business Identifier Code". Xa unxulumano lweshishini olufunwayo luneBhanki, ikhowudi yokuchonga iSwift kufuneka isetyenziswe.

Ngaba ikhowudi ye-SWIFT iyafana kuwo onke amasebe e-Banorte (Casa De Bolsa Banorte, SA)?

Iibhanki zivame ukusebenzisa iikhowudi ezahlukeneyo ze-Swift, ekubeni ziqwalaselwa, umzekelo, amaSebe eBhanki okanye kwelinye icala iKomkhulu, yiyo loo nto umxhasi kufuneka achaze ngokucacileyo uhlobo lomsebenzi owenziwayo kunye neenkcukacha ezipheleleyo, ukuze abele ikhowudi ehambelana nomsebenzi ngamnye.

Abathengi abasenemibuzo banokufumana impendulo ngokuphonononga iSitetimenti seBhanki kwiakhawunti yabo, okanye ngokwenza uphando kwi-intanethi kwaye enye indlela kukusebenzisa iikhowudi zeSwift ngesixhobo esibonelelwa yiBhanki amaxesha ngamaxesha.

Umfundi uyacetyiswa ukuba ajonge la makhonkco alandelayo:

Ndisifumana njani isitshixo sam seBancomer Mexico interbank?

Hlaziya ingxelo yeakhawunti yeCitibanamex