Amaqumrhu ebhanki ePeru abonelela abathengi babo izibonelelo ezinkulu xa bevula iakhawunti kumaziko abo. Ngale ndlela, enye yeebhanki eziqhelekileyo kweli lizwe yiBanco Ripley Peru. Ibonelela ngeenkonzo ezahlukeneyo, apho ingxelo ye-akhawunti ye-Ripley igqamile. Siyakumema ukuba ufunde ngakumbi malunga neziko.
IRipley ePeru
I-Ripley Peru liziko lebhanki kunye nezezimali, elithi, njengeebhanki ezininzi ePeru, libonelela ngeenkonzo zabathengi bayo kunye nezibonelelo xa sele beyinxalenye yayo. Phakathi kwezinye zeenkonzo ezinikezelwa yibhanki ukhetho lokuphonononga ingxelo ye-akhawunti, izibonelelo ikhadi ripley, ukuba yikhadi lekhredithi elihambelana ne-MasterCard eyaziwayo kunye ne-Visa, inikezela ngeenkonzo ngebhanki ye-intanethi, njl.
Ukongeza kwiinzuzo kunye neenkonzo ezichazwe kumhlathi wangaphambili kwaye zinikwe nguBanco Ripley, uya kuba nokufikelela kwiinkcukacha kunye nolwazi malunga namakhadi, iimveliso kunye neenkonzo ezinikezelwa yibhanki ngokwayo.
Kuhle ukuba ubonise ukuba kufuneka uqaphele kakhulu imisebenzi yebhanki ngokusebenzisa ingxelo ye-akhawunti ye-Ripley, ukuze ugweme iimeko ezinobuqhophololo kwaye uqaphele imisebenzi kunye neentshukumo ze-akhawunti, ekubeni oku kuvumela ulawulo lwemali ngendlela efanayo. umnini.
Siyamema umfundi ukuba aqhubeke efunda inqaku kwireferensi ukuze abe nombono olula wezinto ezincedo ezinikezelwa yiBanco Ripley Peru, kwaye ngaloo ndlela ufezekise ucwangco kunye nokulawula ngokwemali yokuhamba kwemali.
Yintoni ingxelo yeakhawunti yaseRipley Peru?
Ibhekisa kuxwebhu olukhutshwe yi-Banco Ripley Peru, kwaye kuyo yonke imisebenzi kunye neentengiselwano ezenziwa ngabathengi zichaziwe, kuxwebhu oluxeliweyo umxhasi ngokwakhe uya kuba nokukhetha ukujonga imisebenzi kunye neentshukumo athe wazenza, echaza. imiba yomdla kunye nokusetyenziswa.
Ngendlela efanayo, umhla wokucinywa kwetyala eliye laveliswa kwaye ityala elihambelanayo liyabonwa. Kuyafaneleka ukuba uqaphele ukuba ngokukhawuleza ityala lihlawulwe, ukuphazamiseka okuncinci kokusetyenziswa kwekhadi leRipley Peru elinikezelwe liziko lezemali liya kuvelisa.
Ngokufanayo, kwingxelo ye-akhawunti yeRipley Peru, intlawulo encinci ekufuneka ihlawulwe ngumxhasi ibonwa, xa kwenzeka ukuba umxhasi akakwazi ukuhlawula lonke ityala. Umxhasi unokufaka ikhonkco elihambelanayo ngolwazi oluninzi malunga nalo.
Ngoku ekubeni umfundi enolwazi olupheleleyo lwento enxulumene nengxelo ye-akhawunti Ripley Peru, siqinisekile yantnoni Kuya kuba yingenelo kuye xa kufikelelwa kulawulo lwemali. Ngale ndlela, umxhasi kunye nemeko yentsapho yabo bayaqinisekiswa ngokuba nokuzinza kwezoqoqosho, ukuba nje abanamatyala kunye neBhanki yokuthembela kwabo ngokupheleleyo.
Kubalulekile ukukhumbula ukuba ukujonga ingxelo ye-akhawunti kwenza kube lula ukuba nolawulo olungcono kunye nolawulo lwemali, kwaye ngaloo ndlela ubomi obulungelelanisiweyo. Njengengcebiso kumfundi, kulungile ukulandela amanyathelo ayimfuneko esele siwakhankanyile kweli nqaku ukuze inkqubo yokubonisana yengxelo ye-akhawunti ye-Ripley iqhutywe ngempumelelo enkulu.
Izibonelelo zengxelo ye-akhawunti Ripley Peru
I-Banco Ripley Peru inikezela ngeenzuzo ezahlukeneyo kubo bonke abathengi bayo, kwaye oku iqinisekisa inkonzo yokhuseleko ngokwentengiselwano, iintshukumo kunye nokusebenza okwenziwayo. Ngale ndlela, siza kukhankanya uninzi lwezibonelelo ezibonelelwa liziko lebhanki kubathengi balo, ezizezi:
- Uthenga ngokukhawuleza kakhulu.
- Ukubhaliswa kweedilesi zokuthumela.
- Irekhodi yokuthenga kunye nemeko yangoku ye-akhawunti.
- Ukhuseleko kwintengiselwano nganye eyenziweyo.
- Ukhathalelo olusemgangathweni kunye nenkonzo.
- Iintlobo ngeentlobo zeemveliso kunye neenkonzo, ezilungelelaniswe ngokugqibeleleyo kwiimfuno kunye neemfuno zabathengi.
- Phakathi kwabanye
Uyijonga njani ingxelo yeakhawunti yeRipley?
Okwangoku, uninzi lwemisebenzi yenziwa kwi-Intanethi, ngenxa yesi sizathu imisebenzi yebhanki kunye neentengiselwano azikho ngaphandle. Ndiyabulela kwinguqu yetekhnoloji namhlanje, kulula kakhulu kwaye kuyasebenza ngakumbi ukwenza ezi nkqubo zentengiselwano ngaphandle kwesidingo sokuya buqu kwiiofisi zeziko lezemali.
Ukuze ubonise iinkcukacha ezithe kratya kumfundi ngale ndlela, okanye ukuba kukho amathandabuzo xa kufikwa kwindlela yokubonisana nengxelo ye-akhawunti ye-Ripley kwi-Intanethi, siya kucacisa iinkcukacha ezifunekayo ukuze sicacise iinkxalabo ezinokubakho. zivela kulo mba.
Ngendlela ekhankanywe ngasentla, kunye nenjongo yokwenza ingcaciso efunekayo malunga nenkqubo yokubonisana nengxelo ye-akhawunti yaseRipley Peru, sibonisa la manyathelo alandelayo:
- Njengenyathelo lokuqala, kubalulekile ukungena kwiwebhusayithi esemthethweni yeBanco Ripley Peru, oku kunokufezekiswa ngokufaka ikhonkco elichaphazelekayo leziko.
- Inyathelo lesibini kukucofa kukhetho olubizwa ngokuba "khangela iiakhawunti zakho".
- Okulandelayo, kwinketho ebizwa ngokuba "ngena apha", siya kucofa kuyo.
- Nje ukuba sikwazile ukwenza oku, kuya kufuneka ufake umsebenzisi kunye negama eliyimfihlo elihambelanayo, kuya kufuneka libe nezinombolo ezithandathu (6).
- Sikhetha uhlobo loxwebhu kwaye emva koko ikhadi lesazisi lomnini wesicelo libekwe.
- Kuya kufuneka ukucima umfanekiso wokhuseleko oza kuvela ngokulandelayo.
- Emva koko kuya kufuneka sicofe ukhetho olubizwa ngokuba "umbuzo".
- Siza kukhetha "ingxelo ye-akhawunti", sifaka umhla esiwudingayo ukubonisana kwaye sicofa ukujonga.
Ngendlela efanayo, eminye imisebenzi inokuqhutywa xa ufaka iphepha leBanco Ripley Peru ngokwayo, njengale:
- Jonga kwaye ujonge amanqaku ahlukeneyo akhoyo ukuze akhululwe.
- Unokubona amanqaku ahlukeneyo anikezelwayo kwaye uvumele ukungena kwiintengiso ezahlukeneyo zemveliso kwiivenkile zaseRipley.
Ndingalifumana njani ikhadi le-Ripley?
Xa injongo kukufumana iKhadi leRipley, njengoko sisazi, linikezelwa yiBhanki ukuze ibonelele abathengi bayo ngolawulo olungcono lokuthenga kwiivenkile ezahlukeneyo ezihambelanayo, kwaye ngaloo ndlela bafumane izaphulelo kunye nezinye izibonelelo; Ukuze ufumane iKhadi, kuyimfuneko ukugcwalisa ifom okanye ifom esekelwe kwiivenkile zaseRipley ngokwazo, ezikuyo yonke intsimi yelizwe lasePeru.
Kuhle ukukhumbula kwaye ugcine engqondweni ukuba xa usenza isicelo kwivenkile yaseRipley, amanyathelo kufuneka ahlonishwe kwaye athotyelwe ngokupheleleyo kwaye agcwalise amaxwebhu afunekayo kwaye aceliwe, kunye nomsebenzi owodwa wokufumana ikhadi leRipley Peru. .
Ikhadi leClassic
Ngokubhekiselele kweli khadi lakudala, likwanikezelwa yiBhanki, kwaye libonelela ngeenzuzo kunye neenzuzo zolu hlobo lulandelayo:
Xa kuthengwa kwiivenkile ze-Ripley ezinxulumene nekhadi, okubizwa ngokuba ngamanqaku aveliswa, kwakhona kunika ithuba lokuphakamisa umgca wekhredithi kunye namakhadi angaphezulu okanye angaphezulu anokufumaneka.
Ndingathenga ngekhadi leRipley Peru kwezinye iivenkile?
Impendulo yi inkxalabo ngu Ewe, okwangoku amashishini anxulumene nala makhadi anenketho yokuba abaxhamli banokuthenga kwiindawo apho ikhadi lidityaniswe ngokufanelekileyo. malunga ivenkile. Ukongeza koku ngasentla, kunye nekhadi Ripley MasterCard Ukuthengwa kungenziwa kwihlabathi jikelele.
MasterCard
La ikhadi lokubhabha I-MasterCard ikwavumela ukuba kuxhaswe ngezimali zonke izinto ezisetyenziswayo ngezavenge kunye nentlawulo efanelekileyo kwizavenge ezimiselweyo.
Ukongeza koku kungasentla, amanqaku aya kufunyanwa kwintengo nganye eyenziweyo kwaye ungonwabela izibonelelo ezahlukeneyo kwiivenkile zaseRipley kwilizwe lonke. Ngokufanayo kuwo onke amaziko, iivenkile zaseRipley ezinxulumana ne-MasterCard. Ngokwalapha ngasentla, ikhadi linalo olunye uthotho lweempawu ezibalulekileyo ezinje:
- Amathuba okuthenga phesheya ngokulula.
- Thenga kwi-intanethi.
- Affiliate ID Check, apho uya kuba ukuthenga ekhuselekileyo.
- Ufumana ukonwabela ububodwa kumashishini amanyeneyo.
- Ukutsalwa kwemali kungenziwa kwii-ATM kuzwelonke nakumazwe ngamazwe; kwaye ngendlela efanayo kwiBanco Ripley Peru ngokwayo.
- Ukulula ukwenza iintlawulo kwi-Intanethi kunikezelwe, ngaphandle kweekomishini zokuhlawulisa.
- Ine-App, eyenza kube nokwenzeka ukuphonononga umsebenzi ngamnye, kunye nokuqinisekisa ibhalansi.
- Ukwanalo nokukhetha ukuba namakhadi: Inkonzo ye-Master Global kunye ne-Masterseguro de Viajes.
Ndingayihlaziya njani idatha yam?
Ukuze ukwazi ukuhlaziya idatha okanye idilesi yomnini wekhadi ngokwakhe, le nkqubo inokuqhutywa ngenkonzo yomnxeba yeZiko loQhagamshelwano, kwaye oku kuya kwenziwa ngomnxeba nje omnye oya kule nombolo 800203220. Ikhadi le-Ripley kufuneka libe kwi. isandla kwimeko apho unqwenela ukwenza nayiphi na enye inkqubo, kwaye ukuba kukho nayiphi na enye idatha efunekayo.
Kuhle ukwazi ukuba iqela elinomdla lingaya nakweliphi na lamaziko eenkonzo kuzo zonke iivenkile zaseRipley, ezikuwo wonke ummandla welizwe.
Ungayirhoxisa phi inkonzo yengxelo yeakhawunti yaseRipley Peru?
Ngokumalunga neli nqaku, kufuneka sikwazise ukuba kukho iindlela ezahlukeneyo zokurhoxisa intlawulo yekhadi le-Ripley, kwaye njengolwazi lomfundi, sizichaza ngolu hlobo lulandelayo:
Nge-Intanethi ngokwayo, kuya kufuneka ukuba ungene kwiphepha elisemthethweni le-Banco Ripley Peru, kwaye ukhumbule ukuba igama eliyimfihlo elinamanani amane liya kucelwa. Igama lokugqithisa elitshiwo linokucelwa nakweliphi na iziko lenkonzo yeeVenkile kwilizwe lonke, okanye eBanco Ripley Peru.
Ngendlela efanayo, ukucinywa kunokwenziwa ngenethiwekhi yeRipley Stores kwilizwe lonke.
Kwakhona kunokwenziwa kwezinye iibhanki ezifana: BBVA, Banco Chile, Banco Edwards, Banco Estado, Banco Bice kunye HSBC kunye Banco Santander. Masikhumbule ukuba le nkqubo inokuqhutywa ngokuthe ngqo yibhanki ye-intanethi ngokwayo, ngaloo ndlela ibe yinkqubo ekhawulezayo, elula kwaye ekhululekile kumxhasi, kuba ayichithi xesha, kwaye akukho mfuneko yoncedo lobuqu kumaziko ebhanki.
Inkonzo yeBhanki ye-Intanethi
Le nkonzo yebhanki ye-Intanethi yinkqubo eluncedo kakhulu kwaye ikhululekile kubo bonke abasebenzisi beBhanki yeRipley kunye nabathengi. Okufanayo njengoko sisazi, kunika iinketho ezinkulu malunga nokuqhuba ukuthengiselana kunye nokusebenza, okuxhamla kumsebenzisi, ngokubhekiselele kwindlela elula, ekhawulezayo kwaye elula ngayo iinkqubo.
Oku ngasentla kunikiwe ngoko, kuba umxhasi akayi kuba nesidingo sokuzimasa iziko lebhanki ngobuqu ukuze enze imisebenzi, kodwa kuphela nangenkonzo ye-Intanethi ngendlela okanye isixhobo esiqhagamshelwe ngokufanelekileyo kwinkonzo ye-Intanethi, zonke iinkqubo eziyimfuneko zinokuqhutywa. Ngenjongo yokubonisa ngakumbi malunga Kule nto, siqhubela phambili ukuveza imisebenzi eyahlukeneyo enokuthi yenziwe, eyile:
- Yenza uphononongo olufanelekileyo lweediphozithi, zombini ukonga kunye nediphozithi yexesha.
- Unokukhetha ukuhlawula ngaphandle kweyakho, amakhadi abanye abathengi okanye abasebenzisi.
- iintengiselwano.
- Ukucinywa kwemali mboleko enkulu.
- Indawo ekhawulezayo, yamasebe akufutshane eBanco Ripley Peru.
¿Ngubani Ungasifaka isicelo seNkxaso-mali?
Ngokunxulumene ne umba wokuxhasa ngemali, iBhanki Ripley I-Peru, kuphela efanayo inokucelwa ngumxhasi ngokwakhe, kwaye ukuba ulindele ityala kwikhadi, kwaye uthobela ngokupheleleyo iimfuno zangoku okanye zangoku xa isicelo esinjalo senziwe.
Ngawaphi amaxwebhu ekufuneka ndiwaveze ukuze ndicele iRefinancing?
Ngezo njongo, umxhasi owenza isicelo sokuxhaswa ngemali, njengokuphela koxwebhu oluza kuthi thaca iya kuba sisazisi okanye ikhadi lesazisi.
Ngaba ndingaphinda ndihlawule inxalenye yetyala?
Ngokuphathelele le nkxalabo, kufuneka sinikele impendulo engathandekiyo, ekubeni akunakwenzeka ukuhlawula ityala ngokupheleleyo okanye ngokupheleleyo, kwaye kungekhona inxalenye yalo.
Ndingasifaka phi isicelo senkxaso-mali?
Isicelo sokuxhaswa ngemali kwakhona singenziwa ngenkonzo yemfonomfono ngokufowunela kule nombolo 800203220, kweli nyathelo baya kubonisa ezinye iinketho emazilandelwe kwileta leyo, ngendlela efanayo inkqubo enokuthi iqhutywe ngokusebenzisa amaziko Iinkonzo zeRipley Stores, ezifumaneka kwilizwe lonke.
Ngendlela efanayo, kulungile ukukhankanya ukuba nayiphi na enye inkqubo efana nezicelo, iinkxalabo, amabango, iingcebiso okanye nayiphi na enye into ekufuneka ijongwe ngayo ngokumalunga neBanco Ripley Peru, ungasebenzisa le nkonzo. ifowuni ebuhlungu, efumaneka iiyure ezingama-24 ngosuku ukuze ifumane uncedo olungakumbi kubathengi bayo.
Ngale nkonzo, abathengi baya kuba nenkonzo ekumgangatho ophezulu ngamaxesha onke, ekubeni abaqhubi baya kufumaneka kulo naluphi na uhlobo lwemfuno abasebenzisi okanye abathengi abanokuba nayo.
Isiphelo
Siyathemba kwaye siyathemba ukuba inqaku elibhekiselele ekuthandeni komfundi kwaye lisebenza njengoncedo malunga namathandabuzo anokuthi avele, kwimiba enxulumene nebhanki ephakathi njengeBanco Ripley Peru, kunye neemveliso, izibonelelo kunye neenkonzo azinikelayo.
Ukuqukumbela, kufuneka sitsho ukuba iBanco Ripley Peru lelinye lamaziko emali abalulekileyo kweli lizwe abonelela ngokhuseleko, iwonga kunye nombono wokubonelela ngamnye kubathengi bayo inkonzo enkulu kunye nokubonelela noxolo lwengqondo xa kufikwa ekuphathiseni. imali yabo ezandleni zeziko. Ngenxa yesi sizathu, sincoma ukuba umfundi, ukuba akakabikho kule ntsapho inkulu yebhanki, sicebisa ukuba enze njalo ngokukhawuleza kwaye ngoko akwazi ukunandipha ithuba elihle kunye nenzuzo enjenge-Banco Ripley Peru.
Sicebisa umfundi ukuba ajonge kwakhona:
- ver Ingxelo ye-akhawunti ye-AFP idibanisa ePeru
- Bona i Ingxelo yekhadi Owu!