I-Banco Bandes Uruguay iyisikhungo esakha izinsiza ezahlukene emkhakheni wezezimali. Ngokufanayo, inezinzuzo ezingapheli ezigxile ngqo kumanxusa, phakathi kwezinye zazo isitatimende se-akhawunti ye-Bandes. Futhi inamagatsha amaningi noma izinhlangano ezweni lonke.
Amaqembu e-Uruguay
Ngaphambi kokuqhubeka nokujula esihlokweni esikuso, sizonquma ukuthi iBanco Bandes Uruguay imayelana nani, ukuze umfundi abe nombono omkhulu wemisebenzi nezinzuzo zayo. Mayelana nalokhu okungenhla, kufanele sithi i-Bandes Uruguay iphethe futhi ihlose ukuqinisekisa ukukhula nokuziphendukela kwemvelo kwabo bonke ozakwethu.
Lokhu kuyenza ibe nomfanekiso wokuhlinzeka ngosizo olusezingeni eliphezulu, ingafani nezinye izikhungo ezinezinhloso ezifanayo. Ngalesi sizathu, inikezelwe ekuhlinzekeni izixazululo ezisheshayo futhi ezinye ngokuhamba kwesikhathi, njenge I-Band Loans, konke ngendlela ephumelelayo ukuze kuthuthukiswe isimo nezinga lokuphila lalabo abakudingayo.
Ngakho-ke, ukugxila okuyinhloko kusekelwe ekuqhubekeni nokuba yibhizinisi elinokwesekwa okukhulu kakhulu lapho ubhekene nomnotho. Ngale ndlela, ubuholi bayo buye bagqanyiswa uma buhlangene nabantu, izinkampani ezincane nezincane, njll. Ngalesi sihloko sizofunda okuningi ngalesi sikhungo esikhulu.
Ngendlela efanayo, i-Bandes igcina izinga lomhlaba wonke futhi igcina imibono yokukhula nokuthuthuka komnotho. Ozakwethu ngokwabo noma abantu abaxhumene nesikhungo bavame ukuhlomula ngezinye izindlela ezihlukahlukene mayelana nokunakekelwa.
Enye yalezi ukukhululeka okubonisa inkundla ye-E-Bandes. Ngayo ungafaka isitatimende se-akhawunti ye-Bandes futhi ngale ndlela ukwaziswa ngokufanelekile ngamakhadi esikweletu onawo.
Ngalesi sizathu, i-ejensi inezivumelwano ezithile nemifelandawonye ezuzisa wonke amakhasimende. Phakathi kwazo singanquma amanye amabhizinisi axhumene nayo kuyo yonke indawo, futhi yilawa:
- Pacheco Motorcycles
- Inkampani Roses Automotive Ltd
- El Colmenar Shopping Centre
- I-Automotive Burgos ne-Kent SRL
- Izindlu e- Rodriguez
- Izithuthuthu zikaNelson Bernasconi
- Albernaz Brothers
- I-Orlando Araujo House
- Izithuthuthu ze-Cap
- Kwesokunxele kanye ne-Palumbo Motorcycles SRL
- Zanele
- Gregorio Rios Automobiles, Casa Crespi and Kactus (Geronir SA)
Okokugcina, kuyadingeka ukunquma ukuthi iyiphi i-Bandes Uruguay enezinye izindlela ezimbili zokulondoloza ezibonakala ngezidingo ezikhethekile ezidingekayo. Enye yalezi zindlela okonga imali yesikhathi esinqunyiwe, egunyazwa ukuphathwa ngendlela efanele kwezimali ezisetshenziswayo ngokohlobo lwemali yezwe kanye neyangaphandle.
Ngakolunye uhlangothi, kukhona ukonga ku-UI okuhlanganisa umnotho onamayunithi anenkomba futhi ngale ndlela iphesenti elingcono lenzalo liyafinyelelwa.
Amasevisi ahlinzekwa yi-Banco Bandes Uruguay
Ngokucwiliswa kuwebhusayithi ye-Banco Bandes Uruguay, inani elikhulu lezinsizakalo nezinzuzo ezinikezwa yisikhungo zethulwa, futhi ukuze kulethe ukucaciseleka okwengeziwe kumfundi, singazibhala kanje:
- Ukudonswa kwemali okuzenzakalelayo.
- I-Fort chest, njengesevisi yezokuphepha.
- Okusalungiswa kwasendaweni nokudluliswa.
- Izinkokhelo ezizenzakalelayo kumasevisi.
- Izindawo zokuhlala e-RedPagos offices.
- Ukonga kwesikhathi esinqunyiwe.
- Ukwakhiwa kwama-akhawunti e-miPyme.
Ngaphezu kwalokhu, i-Bandes Uruguay inikeza imigqa ethile yezikweletu egxile emisebenzini yezolimo. Njengephuzu lokuqala, ibamba iqhaza emikhakheni esekelayo efana neyobisi, futhi ivumelane nezidingo zayo. Ngalokhu kujwayela ungathola izabelo, amabhala, amadlelo anemibandela elinganiselwe yezinyanga eziyisithupha. Nokho, ukuze uqhudelane ngakho, kufanele uvule i-akhawunti yebhizinisi le-miPyme noma uhlole i-akhawunti.
Ngendlela efanayo, inikeza umugqa ozobe uqondiswe emkhakheni wezinkomo. Maqondana nalokhu, ukuthi ngayo ungathola uxhaso lwezimali zokunakekela amapulazi mathupha, ukufeza imigomo engaguquki ngemali kazwelonke neyamazwe ngamazwe. Isekela ukuthengwa okuzayo kwezinkomo, ukuzalanisa nezinsikazi.
Ngokufanayo, njengesinyathelo sokugcina, lapho isifiso siwukuthola lezi zivumelwano, kuyadingeka ukuncintisana nokuvulwa kwe-akhawunti ye-miPyme, noma i-akhawunti yenkampani noma i-akhawunti yokuhlola, njengoba sishilo ngaphambili.
Ngokunjalo, ngaphakathi kwebhizinisi lezolimo kukhona ukubambisana nokuqashiswa kwemishini kanye neWarrant. Esokuqala siphathelene nokuthola amakhredithi ezezimali ngemibandela ngenhloso yokuthola imishini edingekayo kule nto. Okwesibili kugxile ekutholeni izikweletu ezithile zokukhiqiza izinto ezifana nokusanhlamvu, ukwesekwa kwemfuyo, phakathi kokunye okucacisiwe.
Singasho ukuthi bobabili bacela ukwakhiwa kwe-akhawunti ye-miPyme, kungaba i-akhawunti yenkampani noma i-akhawunti yamanje, njengemfuneko evamile.
Ungasithinta kanjani isitatimende se-akhawunti ye-Bandes Uruguay?
Maqondana nalolu daba, lapho inqubo yokubonisana nesitatimende se-akhawunti ye-Bandes idingeka, iBhange ngokwalo linikeza izinketho ezintathu zokwenza inqubo eshiwo, futhi yilezi:
Okokuqala: Ungakwazi ukufinyelela iwebhusayithi yesikhungo ngokwaso. Igama lomsebenzisi elibhaliswe ngokufanelekile kanye nephasiwedi izofakwa ngokushesha. Uma sesiyifezile le nqubo, kuzotholakala ukufinyelela ebhalansi, ukunyakaza, izikweletu, phakathi kokunye okuningi. Lokhu okunye kuzoba nokutholakala kwamahora angama-24 ukuze inqubo iqinisekiswe.
Okwesibili: Isinyathelo sesibili noma okunye kuzoba ngaphansi kwenketho yokudlulisela evela enkampanini enentshisekelo kuya ebhizinisini eliseduze le-Banco Bandes Uruguay. Ngokufanayo, ungenza umbuzo ku-FONOBANDES (2) 1716. Uma ulandela izinyathelo esizikhombayo, ungajabulela ikhono lokubona isitatimende se-akhawunti yenyanga oyifundayo kanye nalezi ezimbili ezedlule.
Ngendlela efanayo, ukuthengiselana kungenziwa kuma-akhawunti ahlotshaniswa ngokufanelekile nebhizinisi namanye amabhange ahlukene.
Okwesithathu: Okokugcina, njengenye indlela yesithathu futhi ukuze uqinisekise isimo se-akhawunti, ungafaka iwindi lenketho ye-E-Bandes endaweni yesikhulumi se-inthanethi. Ngalesi nketho, amathuba okuqinisekisa i-akhawunti yomuntu siqu kanye nenkampani efanele azozuzwa.
Ngokufanayo, amabhalansi, ukunyakaza kwama-akhawunti, phakathi kwezinye izinzuzo, kungaboniswana. Ngale ndlela, futhi ngenjongo yokufaka isevisi, kufanele uchofoze efasiteleni elibizwa ngokuthi "abantu". Khona-ke sizobona izinketho ezihlukahlukene futhi kuzodingeka ufake "e-Bandes" engxenyeni engezansi. Uma zonke izinyathelo ezedlule seziqediwe, idatha elandelayo izofakwa:
- Umsebenzisi, ozobe esevele edaliwe ngaphambilini.
- Inombolo eyimfihlo yomuntu siqu edalwe kusengaphambili.
Iyini isevisi ye-E-Bandes Uruguay?
Okufanayo njengoba sesishilo, iyisevisi yesimanjemanje ehlinzekwa yibhizinisi ngokwalo yokungena ebhange, ngokuvamile ngekhasi le-inthanethi lebhizinisi. Ngakho-ke, ukuze ufinyelele insizakalo eshiwo kuyadingeka ukuthi uchofoze inketho enegama leqembu elinentshisekelo ekhoneni elingakwesokudla nangaphezulu kwewebhusayithi.
Uma lesi sinyathelo sesiqediwe, kuzovela izimfuneko ezimbili esikrinini okufanele zifakwe: igama lomsebenzisi nephasiwedi efanele. Uma izinyathelo seziqediwe, uzocwiliswa ku-akhawunti yomuntu siqu yomuntu noma yenkampani, kuye ngecala.
Uma kungenjalo, umfakisicelo uzokwenza isinqumo sokungena okokuqala ngqa ngokusebenzisa enye indlela eshiwo ngenhla, kuzodingeka alandele futhi acabangele lezi zinyathelo ezishiwo ngezansi:
- Ukuqinisekiswa kwedatha yomuntu siqu yeqembu elinentshisekelo.
- Faka igama lomsebenzisi lomuntu noma inketho yeqembu elinentshisekelo.
- Inombolo yocingo yokuxhumana izodinga ukungezwa.
- Faka iphasiwedi efanele bese uyiqinisekisa futhi.
- Kuzodingeka ukhethe ezinye izithombe ezizoba nesici sokuba izimpawu zokuphepha.
- Ikhodi yekhadi lokuxhumanisa elicelwe isistimu ngokwayo izofakwa.
Futhi, kunqubo efanayo ungabonisa imikhiqizo, amasevisi noma ama-akhawunti okungewabasebenzisi. Ngaphakathi kwale mikhiqizo, okulandelayo kungabonwa: abasayinayo, amabhalansi amaphakathi adlule, izivumelwano zezikweletu, izinsizakalo ezisebenzayo ezihambisanayo, ukunyakaza okuhlukahlukene. Ngaphandle kokunyakaza, zingahlukaniswa futhi lokhu kuzoncika osukwini ezenziwe ngalo ngqo.
Okokugcina, kuyadingeka ukugqamisa inketho yokuthumela imiyalezo. Ngalesi ungaba nendlela eqondile nenkonzo yokunaka yeBanco Uruguay. Iwindi lokuthumela imiyalezo lizohlukaniswa ngokwehlukana kuthreyi ngokusebenzisa le migomo elandelayo: imilayezo eyamukelwe, eqondiswe ngqo, ethunyelwe, enqatshiwe neyamukelwayo imisebenzi, phakathi kokunye okuningi.
Maqondana nalokhu, inzuzo ngokwayo izoba lula uma kuziwa ekuxazululeni izinkathazo ezivela endaweni yokuhlala ngokwayo futhi ngokuchofoza okukodwa.
Ukuphrinta isitatimende se-akhawunti
Mayelana nenqubo yokuphrinta ezokwenziwa ukuze kutholwe isitatimende se-akhawunti ye-Bandes Uruguay sisesimweni somzimba, kuyadingeka ukuthobela izinkomba ezithile esizibalula ngezansi:
- Ukufinyelela okuqondile kusizindalwazi sewebhu seBanco Bandes Uruguay.
- Sibona ngeso lengqondo ibhokisi le-E-Bandes engxenyeni engakwesokudla yesikrini.
- Okulandelayo, igama lomsebenzisi elibhaliswe ngaphambilini nephasiwedi kuzofakwa.
- Chofoza inketho ebizwa ngokuthi "Enter".
Uma lokhu okungenhla sekwenziwe, uzobe usesikrinini, esizobonisa lonke ulwazi mayelana nesitatimende se-akhawunti. Ngokuqondene nalolu khetho, lungasetshenziswa ukubuka ukuthengiselana, izikweletu, ibhalansi, imalimboleko eyenziwe, phakathi kwezinye izinsiza eziningi.
Ngendlela efanayo ungabona inketho ebizwa ngokuthi "phrinta". Uma le nketho isicindezelwe, inqubo yokukhipha idokhumenti eceliwe iyaqala, futhi izobe isilungele ukuphrinta ngendlela efanele.
Ngakho, lesi sakhiwo somzimba sizovumela umsebenzisi ukuthi abe nerekhodi elihlelekile lezezimali, uma umsebenzisi ethanda. Ukwengeza kulokhu okungenhla, izikhungo ezithile nezindawo zicela idokhumenti yesitatimende se-akhawunti ngendlela ebonakalayo kuphela.
Lokhu okungenhla kunenjongo yokuvikeleka okusemthethweni, futhi ngale ndlela ukwaziswa ngendlela efanele mayelana nokuba khona kwefomu eliwujuqu le-akhawunti.
Ikhadi leVisa
Ikhadi lesici sekhredithi elinikeziwe libizwa nge-Cabal. Inikeza umsebenzisi izinketho ezihlukahlukene, phakathi kwazo ukuthenga noma kuphi emhlabeni.
Ngale ndlela, phakathi kwezinsizakalo nezinzuzo, ukuhoxiswa kwemali kuma-ejensi okuthiwa i-Abitab, i-RedPagos kanye nama-ATM kuyagqama. Ngendlela efanayo, ungakhetha ukuthenga amakhadi engeziwe ngaphandle kwezindleko ezengeziwe.
Ngalo mqondo, elinye ilungelo ukutholakala kwesaphulelo samaphesenti angamashumi amane ezikhungweni zemithi e-Uruguay. Ngendlela efanayo ekulethweni kwemithi ekhaya, usizo lwemishini kuyo yonke indawo kazwelonke kanye nosizo lwasekhaya lokulungiswa noma ukuqashwa.
Iphinde ibe nezabelo ezikhungweni ezifana nezimakethe ezinkulu phakathi kwezingxenye ezintathu neziyisithupha zenani ngaphandle kwenkokhelo eyengeziwe yanoma yiluphi uhlobo lwenzalo. Ngokufanayo, ikhadi lesikweletu linikeza isivikelo sokuthenga, ngezikhathi ezithile ezifana nokweba, ukulimala kwezindlu ezithengiswayo ezitholwe ngaphambilini.
Ngendlela efanayo, inosizo lwezokwelapha olunikezelwe ekuhlinzeni okuthile, izinsiza, nemithi ethile. Futhi njengephuzu lokugcina, ukunwetshwa kweziqinisekiso kumpahla kagesi uma kwenzeka ukwehluleka kwemishini kwemishini ngokwayo, yohlobo lukagesi noma ingxenye ye-elekthronikhi ngaphakathi.
Izidingo zohlelo lokusebenza lwekhadi le-Cabal Bandes
Njengephuzu lokugcina singasho ukuthi ukwenza isicelo sekhadi le-Cabal de Bandes, lezi zidingo ezilandelayo kuzodingeka zicatshangelwe ukuze kwenziwe inqubo eshiwo, futhi singazibala kanje:
- Umazisi womfakisicelo.
- Yiba sebangeni leminyaka yobudala ephakathi kweminyaka engama-25 nengama-70.
- Kufanele ube nobufakazi bekheli lalowo othintekayo.
- Thumela ubufakazi obuthathu bokugcina beholo noma iholo lokungenzi lutho.
- Ikhadi le-Cabal Visa
Isiphetho
Sesivele sibona ukuthi isikhungo sezezimali i-Bandes singesinye seziningi ezikhona e-Uruguay, nokho-ke singesinye sezibalulekile ngokuya ngejeneretha yokubolekwa kwemali kanye nezinye izinzuzo esizinikeza iningi lamakhasimende ayingxenye ye okufanayo.
Mayelana nezinsiza ezihlinzekwa yibhange ngokwalo, kukhona lezo ezisungulwe kusizindalwazi noma ingosi ye-inthanethi okwashiwo ukuthi isikhungo sinaso. Kubalulekile ukukhumbula ukuthi ukuze ujabulele izinsiza eziningi ezihlinzekwa yi-Bandes Uruguay, kufanele ubhaliswe ngokufanelekile kuwebhusayithi futhi udale igama lomsebenzisi nephasiwedi noma iphasiwedi ongayithola ngayo.
Kulesi sihloko, njengoba umfundi ezobona, kushiwo uchungechunge lwezidingo ukuthi umuntu onentshisekelo yokubhalisa kuzofanele alandele incwadi kanye nenhlonipho yonke ukuze akwazi ukubhalisa futhi akhethe izinzuzo ezinikezwa yi- Iwebhusayithi ngokwayo. Ibhendi ye-inthanethi.
Kunenzuzo ebizwa nge-E-Bandes, umsebenzisi noma ofake isicelo angajoyina ngayo le nkonzo futhi ngayo angajabulela izinketho ezifana nokwazi ibhalansi yakhe kuma-akhawunti anawo nesikhungo, abuyekeze imikhiqizo anayo nebhange. njengebhalansi yekhadi lesikweletu, izitatimende ze-akhawunti, phakathi kwezinye eziningi.
Ngendlela efanayo, kunezidingo ezithile zokubheka izitatimende ze-akhawunti yemikhiqizo umsebenzisi anayo ne Bandes Bank Uruguay, njengama-akhawunti, angaba ukonga noma abe okwamanje. Ngendlela efanayo, inketho ethile inikezwa inqubo yokulanda idokhumenti yesitatimende se-akhawunti, ingaphrintwa noma igcinwe, ngokuya ngemibandela yomsebenzisi.
Inqubo yokuphrinta idokhumenti ingase ibe ngokokuzikhethela komsebenzisi, njengoba ezinye izikhungo noma izinqubo ezithile zohlelo lokusebenza zivame ukucela ukuthi izitatimende ze-akhawunti zethulwe ngokomzimba, nokho-ke kukhona futhi icala lokuthi ingagcinwa kumafayela ekhompyutheni yakhe futhi ngaleyo ndlela umsebenzisi angathembela kulwazi noma nini lapho ludingeka.
Kubalulekile ukuthi umsebenzisi ngesikhathi sokuphrinta idokhumenti yesitatimende se-akhawunti angaba nezinto ezinhle zokuphrinta, noma akwenze ku-cyber uma engenazo izinto ezinjalo, nakuba kuhle ukwenza irisidi kukhompyutha uma kungenjalo kudingekile ngokuqinile ukwenza ukuphrinta okushiwo ukusindisa impahla nokuvikela imvelo ngokwayo ngokusebenzisa iphepha lokuphrinta.
Sithemba ukuthi umfundi uye wasiqonda ngokugcwele isihloko ngasinye esiye sathinta kuso sonke isikhathi sokuthuthukiswa kwalesi sihloko, njengoba sinesithakazelo esikhulu futhi sibaluleke kakhulu futhi singaze sibizwe ngokuthi umhlahlandlela wokubhekisela uma sihlobene nanoma yisiphi isikhungo noma inhlangano yasebhange, noma kule ndaba ethize ne-Bandes Uruguay.
Sincoma ukuthi umfundi abuye abuyekeze:
Bheka Isitatimende Se-akhawunti Ibhange le-Serfinance
Bona a Isitatimende Se-akhawunti Maduze Uruguay