Ngemva kwemikhawulo eyabekwa nguZelle, amanye amabhange eVenezuela anquma ukunikeza amakhasimende awo ukuvulwa kwama-akhawunti kwezinye izimali. Ngale ndlela kulula kuwe ukwenza noma yiluphi uhlobo lokuthengiselana, kulesi sihloko sizokhuluma ngokuthi ungavula kanjani I-akhawunti ye-mercantile dollar.
Yazi Izinyathelo Zokuvula I-Akhawunti Nge-Mercantile Dollars
I-Banco Mercantil yaseVenezuela inikeza abasebenzisi abacela a i-akhawunti ye-dollar yomthengisi futhi ngaleyo ndlela wenze ukunyakaza ngemali evela kwelinye izwe.
Le nhlangano yasebhange, kanye nezinye ishumi nambili, inikeza izakhamuzi zakuleli ukuthi zicele i-akhawunti ngemali yakwamanye amazwe. Isinqumo sokusizwakalisa senziwa ngoJuni 8, ngemva kokuba uZelle afinyelele okulinganiselwe ekhasini le-electronic transaction; Lolu hlelo olusha oludalwe yibhange lwethulwe njengenketho.
I-Banco Mercantil idale izindlela ezimbili zokwenza umnyakazo ngemali yaseNyakatho Melika.
Inketho Inombolo Yokuqala
Kuwuhlelo oludalwe yiMercantile Bank yasePanama, egunyaza abantu baseVenezuela, abane-akhawunti isikhathi esingaphezu kwezinyanga eziyisithupha, ukuthi bacele i-akhawunti ngamadola futhi ngaleyo ndlela benze imisebenzi yabo.
i-akhawunti yemali
Ukuze ube iklayenti futhi ukwazi ukunyakaza ngolunye uhlobo lwemali, kunendlela ebizwa ngokuthi i-Mony, futhi ngale ndlela ukuze ukwazi ukuhlanganisa imali yangaphandle, kufanele uhambisane nemithetho izimfuneko ze-akhawunti yedola yomthengisi, ngalokho akudingekile ukuya ejensi yasebhange. Kufanele wenze lokhu okulandelayo:
- Faka uhlelo olubizwa ngeMony kumakhalekhukhwini.
- Bheka inketho ethi: “Vula i-akhawunti yami yemali".
- Abasebenzisi bebhange le-Mercantile bazocelwa ukuthi bafake “Ukhiye we-Mercantile” kanye ne"iphasiwedi” esetshenziswa ku-inthanethi.
- Uhlelo luzokucela ukuthi "Qinisekisa ubuwenaLokhu kwenziwa ngezinyathelo ezintathu:
- Thatha isithombe sikamazisi.
- Faka idatha yomuntu siqu.
- Qinisekisa amadokhumenti.
- Ngemva kokuqeda zonke lezi zinyathelo, uhlelo luzokucela ukuthi udale igama lomsebenzisi nephasiwedi ukuze ufinyelele i-akhawunti.
- Ayikho ibhalansi encane edingekayo ukuze ufake isicelo kule akhawunti.
- Le nzuzo ngeyokuphela i-akhawunti yomuntu wemvelo yomthengisi ngamadola.
Ibhange licacisa ukuthi kunezindlela ezintathu zokufaka izinhlamvu zemali ku-akhawunti yakho ngokusekelwa Uhlelo Lokusebenza.
- Umsebenzisi angathola ukuthengiselana kwe-Mony kuya kwe-Mony.
- Ukungena kwemali isuka ebhange iya kwaMony.
- Kusukela kumabhizinisi kazwelonke noma angaphandle kuya ku-Mony.
Ungawenza Kanjani Ukudluliselwa Ngohlelo Lokusebenza lwe-Mony?
Uma ufuna ukudlulisa kusuka ohlelweni, kufanele ufake uhlelo lwe-Mony, ubheke imenyu, ufake inani lemali ofuna ukuyidlulisela, isicelo sizocela i-imeyili exhunywe ku-akhawunti, futhi imizuzu embalwa Ikhodi yokuqinisekisa izothunyelwa, okumele ibhalwe phansi futhi iqinisekise ukudluliswa.
Ingakanani imali okufanele ibe ku-Akhawunti?
Umsebenzisi ku-akhawunti angaba nenani elingeqi amadola ayizinkulungwane ezintathu futhi ngenyanga angaba nemali engenayo engeqi amadola ayizinkulungwane ezine namakhulu amahlanu.
Izinzuzo
I-akhawunti ye-Mony ingeyohlobo lwamanje, evulwa kumakhalekhukhwini, lapho unesevisi yokwamukela nokuthumela amadola noma yikuphi ngendlela elula nesheshayo. futhi izinzuzo zayo yilezi:
- Yi-akhawunti yasebhange engasetshenziswa ngaphandle kokukhathazeka njengoba inesiqinisekiso nesivinini, akudingekile ukuba nenani elincane.
- Okudingekayo kuphela ukuthi ube ne-imeyili esetshenziswa njalo. Lokhu kuzosetshenziselwa lapho ukuhoxiswa kwezimali kwenziwa nalapho imali yamukelwe.
- Ukuvula le akhawunti akudingekile ukuya kunoma yiliphi igatsha, udinga kuphela i-smartphone, into engcono kakhulu ukuthi awudingi ukheshi.
- Konke ukunyakaza kwenziwa nge-inthanethi, lapho kudingeka kwenziwe ukuthengiselana, kwenziwa ngokusebenzisa “umthengisi wokubhanga ku-inthanethi".
- Phakathi kwezinto ezintsha enazo, ukuthi ungakwazi ukukhipha imali ngama-ATM futhi uthenge ngekhadi lasebhange kunoma iyiphi indawo enendawo okuthengiswa kuyo, uma unentshisekelo ungayicela kumaselula ebhange.
- Okunye okusha wukuthi ikhadi lasebhange le-MasterCard lingasebenza ohlelweni lwe-Mercantil Móvil, ukuze uthole ukuthi iyiphi inqubo, ungathola imiyalo ekhasini lebhange.
Inketho Yesibili
Ngaphandle kwalolu hlelo olushiwo ngenhla, ibhange line-akhawunti kuwebhusayithi yalo, okungenye indlela lapho abasebenzisi bengacela khona imininingwane ungayivula kanjani i-akhawunti yedola ebhange lomthengisi, futhi wenze okulandelayo:
- I-akhawunti yohlobo lwamanje olunganelisi futhi ukusetshenziswa kwezincwadi zamasheke akudingekile.
- Akudingekile ukuba nebhalansi encane yokungena.
- Izimali zingasuswa endaweni eyodwa ziye kwenye futhi zenze umnyakazo ngaso sonke isikhathi, kubalwa “Online Mercantile".
- Ukuvula i-akhawunti, kufanele kwenziwe ngamadola, ngemali yakho, okumele itholakale ngokusemthethweni, ungaya kunoma yiliphi igatsha le-Banco Mercantil.
Izidingo Zokuvula I-akhawunti Ngamadola
Ukuze uvule i-akhawunti yangaphandle kunoma yiliphi igatsha, izimfuneko ezithile kufanele zihlangatshezwe:
- Okokuqala, yonke imininingwane equkethwe kudokhumenti yenkontileka kanye nemibandela yokuvula kufanele ifundwe ngokucophelela.
- Ngemuva kwalokho kufanele ugcwalise ifomu lapho becela khona ulwazi, njengokuthi:
- Ulwazi lomuntu siqu. Lapho kufanele kuboniswe igama eliphelele nesibongo, umazisi, indawo yokuzalwa, usuku lokuzalwa, umsebenzi, isimo somshado, ikheli lasekhaya.
- Uma unommeli noma ummeleli osemthethweni, kufanele ukubonise.
- Izinkomba zeklayenti. Kule ndawo kufanele ubonise idatha yasebhange onayo ebhizinisini nakwamanye amabhange, amanani owaphethe, njll.
- Umsebenzi wezomnotho weklayenti.
- Umthombo wemali engenayo yekhasimende. Kufanele ukhombise inkampani lapho usebenza khona, uma ungumnikazi noma ungumsebenzi, ikheli, yiliphi igatsha onalo, njll.
- Ulwazi mayelana nokuqoqwa kwezimali.
- I-akhawunti onayo ebhange.
- Kubalulekile uma uyikhasimende elidala, kufanele ubuyekeze idatha ephathelene ne-akhawunti, ukuze uvule i-akhawunti ngemali yelinye izwe, kubalulekile ukwazi izidingo.
- Wonke amadokhumenti adingekayo kufanele alethwe.
- Kunconywa ukuthi uvakashele i-ejensi ngaphambi kokwenza isicelo, ukucacisa noma yikuphi ukungabaza ngakho.
Izindatshana ongazithakasela:
Vula eyodwa i-akhawunti ngamadola ebhange Lesifundazwe
Vula eyodwa i-akhawunti ngamadola ku-BOD Venezuela
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