Izinkampani zamabhange ePeru zinikeza amakhasimende azo izinzuzo ezinkulu lapho evula i-akhawunti ezikhungweni zawo. Ngalo mqondo, elinye lamabhange elivame ukuvama ezweni yiBanco Ripley Peru. Ihlinzeka ngamasevisi ahlukahlukene, phakathi kwawo isitatimende se-akhawunti ye-Ripley sigqama. Sikumema ukuthi ufunde kabanzi mayelana nebhizinisi.
Ripley Peru
I-Ripley Peru iyisikhungo samabhange nesezimali, okuthi, njengamabhange amaningi ePeru, sinikeze amakhasimende ayo izinsizakalo nezinzuzo uma eseyingxenye yawo. Phakathi kwezinye zezinsizakalo ezinikezwa yibhange inketho yokubuyekeza isitatimende se-akhawunti, izibonelelo ikhadi le-ripley, okuyikhadi lesikweletu elihlotshaniswa ne-MasterCard ne-Visa eyaziwa kakhulu, linikeza izinsizakalo ngokubhanga nge-inthanethi, njll.
Ngaphezu kwezinzuzo namasevisi ashiwo esigabeni sangaphambilini futhi anikezwe u-Banco Ripley, uzokwazi ukufinyelela kudatha nolwazi olumayelana namakhadi, imikhiqizo kanye namasevisi ahlinzekwa yibhange ngokwalo.
Kuhle ukuveza ukuthi kufanele uqaphele kakhulu ukusebenza kwebhange ngesitatimende se-akhawunti ye-Ripley, ukuze ugweme izimo zokukhwabanisa futhi uqaphele ukusebenza nokunyakaza kwe-akhawunti, ngoba lokhu kuvumela ukulawula izimali ngendlela efanayo. umnikazi.
Simema umfundi ukuthi aqhubeke nokufunda lesi sihloko kunkomba ukuze abe nombono olula wezinzuzo ezinikezwa yi-Banco Ripley Peru, futhi ngaleyo ndlela azuze ukuhleleka nokulawula mayelana nokunyakaza kwezimali.
Sithini isitatimende se-akhawunti ye-Ripley Peru?
Kubhekiselwa embhalweni okhishwe yi-Banco Ripley Peru, futhi kuyo yonke imisebenzi kanye nokuthengiselana okwenziwa ngamakhasimende kucacisiwe, kulo mbhalo oshiwo iklayenti ngokwalo liyoba nokukhetha ukubona ngeso lengqondo ukusebenza nokunyakaza elikwenzile, lichaza imininingwane. izici zentshisekelo kanye nezinsiza.
Ngendlela efanayo, usuku lokusulwa kwesikweletu esenziwe futhi isikweletu esihambisanayo siyabonwa. Kuyaqapheleka ukuthi lapho isikweletu sesikhokhiwe ngokushesha, kuzoba nokuphazamiseka okuncane ukusetshenziswa kwekhadi le-Ripley Peru elinikezwe isikhungo sezezimali kuzodala.
Ngokufanayo, esitatimendeni se-akhawunti ye-Ripley Peru, inkokhelo encane okufanele ikhokhwe yiklayenti iyabonwa, uma kwenzeka iklayenti lingakwazi ukukhokha sonke isikweletu. Iklayenti lingafaka isixhumanisi esihambisanayo ukuze uthole ulwazi olwengeziwe ngalo.
Manje njengoba umfundi esenolwazi olugcwele lwalokho okuhlobene nesitatimende se-akhawunti Ripley Peru, siqinisekile eyani Kuyoba usizo kuye lapho kuziwa ekuphatheni izimali. Ngale ndlela, ikhasimende kanye nendawo yomndeni walo banikezwa ukuvikeleka kokuba nokuzinza kwezomnotho, ngokuthi abanazo izikweletu eBhange ngokuthenjwa kwabo ngokuphelele.
Kubalulekile ukukhumbula ukuthi ukuhlola isitatimende se-akhawunti kwenza kube nokwenzeka ukuba nokulawula nokuphathwa kwezimali okungcono, kanjalo nempilo ehlelekile. Njengesiphakamiso somfundi, kuhle ukulandela izinyathelo ezidingekayo esesivele sizibalulile kulesi sihloko ukuze inqubo yokubonisana nesitatimende se-akhawunti ye-Ripley yenziwe ngempumelelo enkulu.
Izinzuzo zesitatimende se-akhawunti i-Ripley Peru
I-Banco Ripley Peru inikeza izinzuzo ezihlukahlukene kuwo wonke amakhasimende ayo, futhi ngalokhu iqinisekisa isevisi yezokuphepha mayelana nokuthengiselana, ukunyakaza kanye nokusebenza okwenziwayo. Ngalo mqondo, sizobala izinzuzo ezimbalwa isikhungo samabhange esizinikeza amakhasimende aso, okuyilezi:
- Uthenga ngokushesha okukhulu.
- Ukubhaliswa kwamakheli okuthumela.
- Irekhodi lokuthenga kanye nesimo samanje se-akhawunti.
- Ukuphepha kumsebenzi ngamunye owenziwe.
- Ukunakekelwa kwekhwalithi kanye nenkonzo.
- Ukwehlukahlukana kwemikhiqizo namasevisi, alungiswa ngokuphelele ngokuvumelana nezidingo nezidingo zamakhasimende.
- Phakathi kwabanye
Ungasibheka kanjani isitatimende se-akhawunti ye-Ripley?
Njengamanje, iningi lemisebenzi yenziwa ku-inthanethi, ngenxa yalesi sizathu imisebenzi yasebhange kanye nokuthengiselana nakho kuyahluka. Ngenxa yokuvela kobuchwepheshe namuhla, kulula kakhulu futhi kuyasebenziseka ukwenza lezi zinqubo zokuthengiselana ngaphandle kwesidingo sokuzihambela mathupha emahhovisi esikhungo sezezimali.
Ukuze ufanekise imininingwane eyengeziwe kumfundi ngalo mqondo, noma uma kukhona ukungabaza lapho kukhulunywa ngesitatimende se-akhawunti ye-Ripley nge-inthanethi, sizocacisa imininingwane edingekayo ukuze kucaciswe ukukhathazeka okungase kuvele ku-inthanethi. lokhu.
Ngomqondo oshiwo ngenhla, futhi ngenhloso yokwenza izincazelo ezidingekayo mayelana nenqubo yokuthintana nesitatimende se-akhawunti ye-Ripley Peru, sibonisa lezi zinyathelo ezilandelayo:
- Njengesinyathelo sokuqala, kubalulekile ukungena kuwebhusayithi Esemthethweni ye-Banco Ripley Peru, lokhu kungafinyelelwa ngokufaka isixhumanisi esifanele sesikhungo.
- Isinyathelo sesibili ukuchofoza inketho ebizwa ngokuthi "hlola ama-akhawunti akho".
- Okulandelayo, okhethweni olubizwa ngokuthi "faka lapha", sizophinda sichofoze kuso.
- Uma sesikwazile ukwenza lokhu, kuzomele ufake umsebenzisi kanye nephasiwedi ehambisanayo, kuzofanele ibe namadijithi ayisithupha (6).
- Sikhetha uhlobo lwedokhumenti bese kubekwa umazisi ophethe isicelo.
- Kuzodingeka ukususa ukubhala ngemfihlo isithombe sokuvikela esizovela ngokulandelayo.
- Khona-ke kuzodingeka sichofoze inketho ebizwa ngokuthi "umbuzo".
- Sizokhetha "isitatimende se-akhawunti", sifaka idethi okudingeka sixoxe ngayo bese sichofoza ukuze ubone ngeso lengqondo.
Ngendlela efanayo, eminye imisebenzi ingenziwa uma ufaka ikhasi le-Banco Ripley Peru uqobo, njenge:
- Buka futhi uthintane namaphoyinti ahlukene atholakalayo ukuze asetshenziswe.
- Ungabona amaphoyinti ahlukene anikezwayo futhi uvumele ukungena kumaphromoshini ahlukene womkhiqizo ezitolo ze-Ripley.
Ngingalithola kanjani ikhadi le-Ripley?
Lapho inhloso kuwukuthola Ikhadi le-Ripley, njengoba sazi, elinikezwa iBhangengodla ukuze linikeze amakhasimende alo ngokuphathwa kangcono kokuthenga ezitolo ezisebenzisana nazo ezihlukahlukene, futhi kanjalo lithole izaphulelo nezinye izinzuzo; Ukuze uthole iKhadi, kuyadingeka ukugcwalisa ifomu noma ifomu elisungulwe izitolo zakwa-Ripley ngokwazo, ezitholakala kuyo yonke indawo kazwelonke yasePeru.
Kuhle ukukhumbula futhi ukhumbule ukuthi lapho wenza isicelo esitolo se-Ripley, izinyathelo kufanele zihlonishwe futhi zihambisane ngokugcwele futhi zigcwalise imibhalo edingekayo futhi eceliwe, nomsebenzi owodwa wokuthola ikhadi le-Ripley Peru. .
Ikhadi Lakudala
Ngokuqondene naleli khadi lakudala, liphinde linikezwe iBhange, futhi linikeza izinzuzo nezinzuzo zalolu hlobo olulandelayo:
Uma kuthengwa ezitolo ze-Ripley ezihlobene nekhadi, amaphuzu okuthiwa amaphuzu akhiqizwa, futhi kunikeza ithuba lokukhulisa umugqa wesikweletu futhi amakhadi engeziwe noma engeziwe angatholakala.
Ngingakwazi ukuthenga ngekhadi le-Ripley Peru kwezinye izitolo?
Impendulo ku- lokhu ukukhathazeka nguYebo, okwamanje amabhizinisi axhumene nalawa makhadi anenketho abazuzi abangayithenga ezindaweni lapho ikhadi lixhunywe khona ngokufanelekile. maqondana isitolo. Ngaphezu kwalokhu okungenhla, nekhadi Ripley MasterCard ukuthenga kungenziwa emhlabeni jikelele.
MasterCard
La ikhadi le-ripley I-MasterCard iphinde ivumele ukuxhaswa ngezimali kwakho konke ukusetshenziswa ngezitolimende kanye nenkokhelo efanele ngokwemibandela enqunyiwe.
Ngokungeziwe kulokhu okungenhla, amaphuzu azotholwa ngokuthengwa ngakunye futhi ungakwazi futhi ukujabulela ukunikezwa okuhlukile ezitolo zakwa-Ripley ezweni lonke. Ngokufanayo kuzo zonke izikhungo, izitolo zakwa-Ripley ezixhumene ne-MasterCard. Ngokwalokhu okungenhla, ikhadi libuye libe nolunye uchungechunge lwezimpawu ezibalulekile ezifana nalezi:
- Amathuba okuthenga phesheya kalula.
- Thenga ku-inthanethi.
- Isebenzisana ne-ID Check, ozothenga ngayo okuphephile.
- Uthola injabulo yokukhethekile emabhizinisini asebenzisanayo.
- Ukuhoxiswa kwemali kungenziwa kuma-ATM ezweni lonke nakwamanye amazwe; futhi ngendlela efanayo eBanco Ripley Peru uqobo.
- Ukwenza izinkokhelo kalula nge-inthanethi kunikezwa, ngaphandle kwamakhomishini wokushaja.
- Ine-App, eyenza kube nokwenzeka ukubuyekeza yonke imisebenzi, kanye nokuqinisekisa ibhalansi.
- Futhi unenketho yokuba namakhadi: I-Master Global Service kanye ne-Masterseguro de Viajes.
Ngingayibuyekeza kanjani idatha yami?
Ukuze ukwazi ukuvuselela idatha noma ikheli lomnikazi ngokwakhe, le nqubo ingenziwa ngokusebenzisa isevisi yocingo ye-Contact Center, futhi lokhu kuzokwenziwa ngocingo olulodwa oluya enombolweni ethi 800203220. Ikhadi le-Ripley kufanele libe ku- isandla uma kwenzeka ufisa ukwenza noma iyiphi enye inqubo, futhi futhi uma kukhona enye idatha edingekayo.
Kuhle ukwazi ukuthi iqembu elinentshisekelo lingaphinda liye kunoma yiziphi izikhungo zesevisi kuzo zonke izitolo zaseRipley, ezitholakala kuyo yonke indawo kazwelonke.
Ungakhansela kuphi isevisi yesitatimende se-akhawunti ye-Ripley Peru?
Mayelana naleli phuzu, kufanele sikwazise ukuthi kunezindlela ezihlukene zokukhansela inkokhelo yekhadi le-Ripley, futhi njengolwazi lomfundi, sizicacisa kanje:
Nge-inthanethi ngokwayo, kuzodingeka ukuthi ungene ngekhasi Elisemthethweni le-Banco Ripley Peru, futhi ukhumbula ukuthi iphasiwedi efanele enezinombolo ezine izocelwa. Igama eliyimfihlo lingacelwa kunoma yiziphi izikhungo zesevisi ze-Stores' ezweni lonke, noma e-Banco Ripley Peru.
Ngendlela efanayo, ukukhansela kungenziwa ngenethiwekhi ye-Ripley Stores ezweni lonke.
Kungenziwa nakwamanye amabhange afana nalawa: BBVA, Banco Chile, Banco Edwards, Banco Estado, Banco Bice kanye ne-HSBC kanye ne-Banco Santander. Masikhumbule ukuthi le nqubo ingenziwa ngokuqondile yibhange le-intanethi ngokwayo, ngaleyo ndlela ibe inqubo esheshayo, elula futhi ekhululekile yeklayenti, ngoba ayichithi isikhathi, futhi nosizo lomuntu siqu ezinkampanini zasebhange akudingekile. .
Isevisi Yebhange Le-inthanethi
Le nsizakalo yokubhanga ku-inthanethi iwuhlelo oluwusizo kakhulu futhi olunethezekile kubo bonke abasebenzisi namakhasimende eRipley Bank. Okufanayo njengoba sazi, inikeza izinketho ezinhle mayelana nokwenza ukuthengiselana nokusebenza, okuzuzisa umsebenzisi, ngokuya ngokuthi izinqubo zilula, zishesha futhi zilula kangakanani.
Okungenhla kunikezwa ngakho, kusukela iklayenti ngeke libe nesidingo sokuya enkampanini yasebhange mathupha ukuze yenze imisebenzi, kodwa kuphela futhi ngokusebenzisa isevisi ye-inthanethi ngendlela noma ngocingo oluxhunywe kwisevisi ye-Inthanethi, zonke izinqubo ezidingekayo zingenziwa. Ngezinjongo zomfanekiso oqhubekayo maqondana Ngalokhu, siqhubeka nokudalula imisebenzi ehlukene engenziwa, okungukuthi:
- Yenza ukubuyekezwa okufanele kwamadiphozithi, kokubili ukonga kanye nediphozithi yesikhathi.
- Unenketho yokukhokha ngaphandle kweyakho, amakhadi amanye amakhasimende noma abasebenzisi.
- ukuthengiselana.
- Ukukhanselwa kwemali mboleko ye-super cash.
- Indawo esheshayo, yamagatsha aseduze e-Banco Ripley Peru.
¿Ubani? Ungakwazi yini ukufaka isicelo se-Refinance?
Ngokuqondene ne udaba lokuxhaswa ngezimali kabusha, iBhange Ripley I-Peru, iklayenti ngokwayo ingacelwa okufanayo kuphela, nokuthi unesikweletu esilindile ekhadini, futhi nokuthi ihambisana ngokugcwele nezidingo zamanje noma zamanje lapho isicelo senziwa.
Yimaphi amadokhumenti okufanele ngiwethule ukuze ngicele Ukukhokhelwa kabusha?
Ngezinjongo ezinjalo, iklayenti elenza isicelo sokuxhaswa ngezimali kabusha, njengedokhumenti kuphela elizokwethulwa kuzoba umazisi noma ikhadi lokumazi.
Ngingakwazi yini ukukhokhela ingxenye yesikweletu kuphela?
Mayelana nalokhu kukhathazeka, kufanele sinikeze impendulo engeyinhle, ngoba akunakwenzeka ukugcwalisa isikweletu ngokuphelele noma ngokuphelele, hhayi ingxenye yaso.
Ngingasifaka kuphi isicelo sokuthola kabusha imali?
Isicelo sokubuyiselwa imali singenziwa ngenkonzo yocingo ngokushayela inombolo ethi 800203220, kulesi sinyathelo bazokhombisa ezinye izinketho okufanele zilandelwe encwadini, ngendlela efanayo inqubo ingenziwa ngokusebenzisa izikhungo Izinsizakalo ze-Ripley Stores, ezitholakala ezweni lonke.
Ngendlela efanayo, kuhle ukusho ukuthi nganoma iyiphi enye inqubo efana nezicelo, ukukhathazeka, izimangalo, iziphakamiso nanoma yisiphi esinye isici okufanele kubhekwane ngaso maqondana ne-Banco Ripley Peru, ungasebenzisa futhi isevisi. ifoni ephukile, etholakala amahora angu-24 ngosuku ukuze uthole usizo olwengeziwe kumakhasimende ayo.
Ngale sevisi, amakhasimende azoba nesevisi yekhwalithi ephezulu ngaso sonke isikhathi, njengoba ama-opharetha azotholakala kunoma yiluphi uhlobo lwesidingo abasebenzisi noma amakhasimende angaba naso.
Isiphetho
Sithemba futhi sithemba ukuthi i-athikili ekubhekiselwe kuyo ibe ekuthandeni komfundi futhi isebenza njengosizo mayelana nokungabaza okungase kuphakame, ezindabeni ezihlobene nebhange eliphakathi njenge-Banco Ripley Peru, kanye nemikhiqizo, izinzuzo nezinkonzo azinikeza yena.
Sengiphetha, kumele sithi i-Banco Ripley Peru ingesinye sezikhungo zezezimali ezibalulekile ezweni ezihlinzeka ngokuvikeleka, ukuvelela futhi ezinombono wokunikeza ikhasimende ngalinye isevisi enhle futhi linikeze ukuthula kwengqondo okuphelele uma kuziwa ekuphathiseni. izimali zabo ezandleni zesikhungo. Ngenxa yalesi sizathu, sincoma ukuthi umfundi, uma engakabi kulo mndeni omkhulu wamabhange, siphakamisa ukuthi enze kanjalo ngokushesha futhi ngaleyo ndlela akwazi ukujabulela ithuba elihle kanye nenzuzo efana nokuba yi-Banco Ripley Peru.
Sincoma ukuthi umfundi abuye abuyekeze:
- Bheka Isitatimende se-akhawunti ye-AFP sihlanganisa ePeru
- Bheka isitatimende sekhadi Oh!