El Ibhange le-pacific student loan e-Ecuador inikeza izikweletu kubo bonke labo bantu abasha abazoqala umsebenzi wabo wasenyuvesi noma labo, noma ngabe yikuphi, asebefunda khona, uma ungomunye walabo bantu abafuna ukucubungula isikweletu esishiwo, lapha sizochaza ukuthi kwenziwa kanjani.
I-Banco del Pacífico Imalimboleko Yabafundi
Inhloso eyinhloko ye-Banco de Pacífico lapho inikezela ngemali mboleko yabafundi iwukuba usize bonke labo bantu abasha abafuna ukukhula ngokomsebenzi ngaphakathi kwe-Ecuador, ngenxa yalesi sizathu inhloso yaleli bhange ukuhlinzeka ngezimali kubo bonke labo bantu abangabafundi, ake sizwe ezinye izinzuzo zemalimboleko:
- La Ukufaneleka kwe-Banco del Pacífico ngekhredithi yomfundi Njengesicelo nezimpendulo, kwenziwa ku-inthanethi futhi kuyinqubo elula nesheshayo.
- Inikeza abafundi ngezimali ezifika ku-$40.000.
- Inereferensi yesilinganiso esingu-9,5%.
- Lezi zinhlobo zamakhredithi zihlanganisa izifundo zezinga lesithathu nelesine kubo bonke labo bantu abasha abaqeqeshwe yi-Senescyt.
- Ungathembela kusiqinisekiso somuntu okweletayo.
- Lolu hlobo lwezimali luhlanganisa izifundo e-Ecuador naphesheya.
- Isikhathi somusa sokukhokhwa kukathishanhloko kanye nenzalo enqwabelene singesikhathi eside umuntu osemusha esekolishi, singanwetshwa kuze kufike ezinyangeni eziyisithupha ngemva kokuphothula enyuvesi.
- Isikhathi sokukhansela sale mali mboleko yabafundi sifika eminyakeni eyi-11 ngokulandelana.
Ungasicela Kanjani Imalimboleko Yabafundi Banco del Pacífico?
Bonke labo bantu abasha abafuna ukuthola imali ebolekiwe yabafundi e-Banco del Pacífico kumele bakhumbule ukuthi kumele bahlangabezane nochungechunge lwezidingo ezibalulekile ukucubungula uxhaso lwezimali, lezi zidingo yilezi ezilandelayo:
- Into yokuqala okufanele uyenze uma ungena ku- ingosi yewebhu esemthethweni webhange ukufeza isicelo sesikweletu somuntu okweletayo kanye nokweletayo.
- 3 amakhophi anombala kamazisi.
- 3 amakhophi wesitifiketi sokuvota.
- Ikhophi yerisidi yenkokhelo yesevisi eyisisekelo yekhaya kufanele okungenani ibe kusukela ezinyangeni ezimbili zokugcina.
- Thumela idokhumenti yendawo esekela ifa (uma ikhona).
- Ikhophi yezitatimende ze-akhawunti zezinyanga ezintathu ezedlule. (uma uyikhasimende lelinye ibhange).
- Yethula isitifiketi semali engenayo ye-nucleus yomndeni.
Ukuze ugweme ukubuyiselwa kwesicelo sebhange, zonke lezi zidingo ezichazwe emaphuzwini adlule kufanele zihlangatshezwe futhi ngale ndlela, uma konke kuhamba kahle, uxhaso lwezimali lugunyazwe ngendlela efanele, 'ngale ndlela kuyoba khona ukukhokhwa kwezimali. imali esikhathini esingeqile ezinsukwini ezingama-30.
Ukufaneleka kwekhredithi yomfundi e-Banco del Pacífico
Ngezansi sizochaza ngesinyathelo ngasinye sezinyathelo ezikhonjiswe yi-Banco del Pacífico ukuze ukwazi ukufanelekela ukuthola isikweletu somfundi.Kubaluleke kakhulu ukuthi lolu hlelo lwenziwe ngesineke esikhulu njengoba lonke ulwazi oludingekayo kufanele lurekhodwe njengoba lunjalo; okomuntu siqu, umsebenzi kanye nezezimali zomkweleti kanye nalowo okweletayo. Isinyathelo ngasinye kulezi okumele silandelwe yilesi:
- Iya kuwebhusayithi yebhange.
- Chofoza inkinobho yokufaka isicelo.
- Faka idatha yomuntu siqu yomfundi eceliwe bese ukhetha ukuqhubeka.
- Isikrini sizovezwa futhi lonke ulwazi lwezemfundo lomfakisicelo luzofakwa lapha bese ucindezela qhubeka.
- Izinto zezimali zizobonakala esikrinini, lapho ufaka khona amanani azoxhaswa ngezimali.
- Khetha SI ufuna noma CHA Isikhathi Somusa bese ucindezela okulandelayo.
- Isikrini Somphumela Wokuhlolwa Kwezemfundo sizovela ngokuya ngedatha oyibhalisile, bese kufanele uchofoze Okulandelayo.
- Funda imibandela bese ucindezela yamukela.
- Faka idatha yomuntu okweletayo lapho lonke ulwazi lutholakala, khetha ukuqhubeka.
- Faka ulwazi lomuntu siqu lwalowo osayine naye, umsebenzi, kanye nezezimali.
- Ukuhlolwa kwezimali kuzobhekwa uma konke kulungile, cindezela qhubeka.
- Ithebula le-Amortization liyavezwa, uma uvuma, chofoza Okulandelayo.
- Lapho ulandela zonke lezi zinyathelo, kufanele ukhethe igatsha lasebhange eliseduze ukuze ulethe amaqoqo.
Uma lesi sihloko sithi Uyithola Kanjani imali mboleko yabafundi ku-Banco del Pacífico? Uma ukuthole kuthakazelisa, ungakhohlwa ukufunda okulandelayo okungase kube ngendlela othanda ngayo:
- Cela I-IESS yosizo lokubeletha e-Ecuador
- Phatha a Isaziso sokuphuma se-IESS e-Ecuador
- Izinqubo ku Umnyango wezicishamlilo eMachala
- Ukuphatha kanjani ukusatshalaliswa kwe izinsiza e-Ecuador?