Kulokhu okuthunyelwe sizokukhombisa ukuthi iyiphi inqubo okufanele uyilandele ukuze ukwazi ukwenza umbuzo ngayo Isitatimende sekhadi le-Santander Banefe okuhlanganisa ukunyakaza okwenziwe nge-electronic checkbook kanye neminye imikhiqizo namasevisi anikezwa ibhange.
Isitatimende se-akhawunti ye-Santander Banefe
Ibhange le-Santander ligqame ngokuba ngenye yezinkampani eziqine kakhulu hhayi eChile kuphela kodwa emhlabeni, njengoba likhona emakethe ezinkampanini ezingaphezu kwe-10 ezihlotshaniswa nezwe lezezimali laseYurophu naseMelika, isikhungo sinabasebenzi abangu-200.000 phakathi kwabo bonke. amagatsha ayo emhlabeni wonke futhi inamakhasimende ayizigidi eziyi-140 kanye nabanikazi bamasheya abangaphezu kwezigidi ezi-4 emhlabeni jikelele.
Umgomo oyinhloko webhange le-Santander ukufaka isandla enqubekela phambili yezomnotho emkhakheni womuntu siqu noma webhizinisi, ngakolunye uhlangothi, umbono wenhlangano ukuhlala ngaso sonke isikhathi njengebhange elinobuchwepheshe obuphelele bokunikeza wonke amakhasimende alo izinsizakalo zezezimali ezihamba phambili. , futhi bafuna ukulondoloza izindinganiso zabo ezinjengomthwalo wemfanelo emphakathini wabo ukuze bathole ukwethenjwa nokwethembeka komphakathi, amakhasimende, abasebenzi kanye nabaninimasheya.
Kumele kuqashelwe ukuthi inzuzo yebhange lakwaSantander igxile kakhulu ezinhlelweni zobudlelwano abalisebenzisayo.Ngenxa yalesi sizathu kungagqanyiswa ukuthi linethimba labasebenzi elizibophezele enkonzweni abalihlinzekayo, njengoba usuku nosuku lilwela ukunikeza amakhasimende abo izinsiza. okubafaneleyo. Ngenxa yalesi sizathu, ngaso sonke isikhathi bafuna ukuletha imiphumela yezezimali efanele futhi eqinile ezinzile ngokuhamba kwesikhathi ukuze banikeze ukwesekwa okuphelele emphakathini.
Ibhange lase-Santander lisebenzisa izici ezi-3 ezibalulekile ukuze ligcine inqubekela phambili yalo esimeme emhlabeni wezezimali, lihlale lisemkhankasweni oqhubekayo wokuthuthukiswa kwembuyiselo yokusebenza emhlabeni wonke, yingakho enye yalezi zici ezibalulekile ezisetshenziswa inkampane ithi Bagxile kukho. ukuqondisa kanye nokuthuthukisa inkundla yezezimali kulo lonke elaseYurophu futhi ngale ndlela kuhilela izinqubo nokuziqhuba ngempumelelo, ngakolunye uhlangothi bahlola ukukhula okuqhubekayo e-United States.
Esinye sezici ezibalulekile ukuzuza isikhundla kulo lonke elaseLatin America futhi kuxoxwe ngakho konke ukukhula kwesakhiwo saso sonke isifunda esiqanjwe igama, ngakolunye uhlangothi kubaluleke kakhulu ukuthi ibhange litshale imali emabhizinisini omhlaba lapho linganikeza khona yonke iphothifoliyo yalo. izinsiza zamakhasimende zekhwalithi nezihamba phambili emakethe futhi yonke into ingafinyelelwa nge-Santander Global Platform (SGP) yasebhange yedijithali yama-SME kanye nabantu ngabanye.
I-Banafe iyingxenye yezingcezu zezinsizakalo zezezimali ezihlinzekwa yi-Banco Santander de Chile, yasungulwa ngoNovemba 19, 1995 ngokuhlanganiswa kweFincard kanye nenkampani yezezimali iFusa, eyayisetshenziswa ngaphambilini njengamakhadi esikweletu kanye nezinsizakalo. esetshenziselwa ngokukhethekile ukukhokhela ukusetshenziswa, kusukela ngaleso sikhathi isitatimende se-akhawunti esivela ebhange lase-Santander Banefe sakhishwa isikhungo sezimali lapho umnyakazo ngamunye kanye nokuthengiselana okwenziwa umnikazi we-akhawunti kwaziwa ngakho.
Okwamanje useBhange I-Santander Bank izinkinga kuwo wonke amakhasimende ayo isitatimende se-akhawunti ye-checkbook electronic ngenhloso yokuthi bakwazi ukubheka ukuphathwa ngakunye abakwenzile mayelana nokuhlolwa kokunikezwa kwezimali mboleko zezindlu, kanye nokukhishwa kwamakhadi esikweletu afanele, ukuqondiswa kanye nokubonisana kwama-akhawunti amanje ngaleso sizathu. , ungabonisa ukuthi isici esisodwa noma amasevisi asetshenziswa kakhulu yibo bonke abasebenzisi e-Chile.
Ukuze sikwazi ukubonana nezitatimende ze-akhawunti ye-Banco Santander Banefe, isikhungo, ukuze sanelise wonke amakhasimende aso, sibeka ezandleni zawo imigudu edingekayo ukuze sikwazi ukusebenzisa ukubonisana, inhloso eyinhloko yezitatimende ze-akhawunti ukwazi umnyakazo ngamunye owenziwe umnikazi wale akhawunti, kanye nokukwazi ukwazi inani elitholakala kuyo kanye nokwazi ibhalansi okufanele ikhokhwe ngokusetshenziswa okwenziwe ngamakhadi esikweletu.
Ukubonisana ku-inthanethi kwe Isimo se-akhawunti
Enye yezindlela zokuthola izitatimende ze-akhawunti ye-Banefe ngokusebenzisa inkundla yedijithali yebhange.Ukufeza lokhu, kufanele ulandele uchungechunge lwezinyathelo okufanele zigqanyiswe, zilula kakhulu ukuzenza, ngokulandela nje imiyalelo ezokwenziwa. kukhonjiswe emigqeni elandelayo uzokwazi ukwazi umnyakazo ngamunye owenziwe ngamakhadi esikweletu noma nge-akhawunti yokuhlola ye-elekthronikhi. Kubalulekile ukukhumbula ukuthi ukuze wenze umbuzo, ikhompyutha noma idivayisi yeselula enoxhumo lwe-inthanethi oluzinzile iyadingeka futhi ulandele zonke lezi zinyathelo ezinemininingwane engezansi:
- Into yokuqala okufanele uyenze ukufaka iwebhusayithi esemthethweni ye- I-Banco Santander ngenjini yokusesha oyikhethayo.
- Kubalulekile ukukhumbula ukuthi ukubhaliswa kwangaphambili kufanele kwenziwe kusizindalwazi sewebhu yebhange lapho igama lomsebenzisi nephasiwedi kwakhiwa khona ukuze ukwazi ukungena ohlelweni lwebhange, uma uhlelo selufakiwe, inketho yesitatimende se-akhawunti. -santander-banefe.
- Njengoba kwenziwa esinyathelweni sangaphambilini, izinombolo zokuqala ze-RUT kufanele zifakwe ohlelweni ngaphezu kwegama lomsebenzisi nephasiwedi yomnikazi we-akhawunti.
- Kulandelwa lokhu, kufanele uthole ithebhu ethi "Division", bese "Santander Banefe" ngaphakathi kwemenyu yesistimu.
- Lapho sikhetha inketho ekhonjiswe ephuzwini eledlule, sizobona ukuthi ithebhu entsha izoboniswa kanjani lapho okuzotholakala khona "isitatimende se-akhawunti ye-Santander Banefe". Kumelwe uchofoze kuso futhi ngokuzenzekelayo uzokwazi ukubona isitatimende se-akhawunti. edingekayo ukuze ukwazi kanjalo ngamunye ukunyakaza ezenziwe.
Ukubonisana Ngeselula Kwesitatimende Se-akhawunti ye-Santander Banefe
I-Santander Bank ihlale ifuna ukusungula futhi inikeze izinsizakalo ezingcono kakhulu kumakhasimende ayo ngamunye, ngenxa yalesi sizathu yakhe indlela yezobuchwepheshe, okungukuthi, uhlelo lokusebenza lweselula, abasebenzisi abazokwazi ukungena ngalo ukuze babone isimo sabo. uhlelo lokusebenza lweselula ungenza izinqubo ezihlukahlukene ezihlobene ne-Santander Banefe ngokusebenzisa lolu hlelo lokusebenza lweselula lwamadivayisi ahlakaniphile.
Kubalulekile ukusho ukuthi i-app yeselula ye-Banco Santander isebenza kuphela kumaselula anezinhlelo zokusebenza ngaphansi kwe-App Store kanye nemvelo ye-Google Play, ngokusebenzisa lolu hlelo lokusebenza ungenza izinqubo ezihlukahlukene, ezifana nalezi ezilandelayo:
- Ukudluliswa nokudluliswa
- Ukusebenza ngekhadi lakho ngalinye
- Ukufinyelela kwezinye izinhlelo zokusebenza ezifana ne-“Money Plan” kanye “ne-Broker”
- Indawo yama-ATM aseduze
- Yenza imisebenzi kanye nemibuzo yebhalansi nge-SMS
- Izincwadi Zezincwadi Eziku-inthanethi
- Dawuniloda ngefomethi ye-PDF ukunyakaza kwakho kwasebhange
- Izaziso zenkokhelo yekhadi elibalulekile nanoma yisiphi esinye isenzakalo
- Isevisi yamakhasimende yamahora angama-24, enabasebenzisi abangochwepheshe ekuxazululeni noma iyiphi inkinga
- Xoxa nomphathi wokutshalwa kwezimali komuntu siqu
- Izifundo zokusebenza kohlelo lokusebenza
- Imibuzo ebuzwa njalo
Ngokuba nesicelo seselula kumakhalekhukhwini wakho, usungakwazi manje ukusisebenzisa ukwenza imibuzo mayelana nezitatimende ze-akhawunti kanye nezinqubo ozidingayo, kufanele ulandele imiyalelo ezokhonjiswa ukuthi usebenze ngempumelelo futhi ukwazi cubungula ibhange lakho :
- Uma ufinyelela ohlelweni, kufanele uqhubeke ufake inombolo ye-RUT kanye nephasiwedi yomuntu siqu edalwe ngaphambilini.
- Ukulandela lokhu, kufanele uchofoze inkinobho yokuqala bese uchofoza inketho yombuzo ukuze uthole isitatimende se-akhawunti esidingekayo. Futhi ngale ndlela yazi umnyakazo ngamunye kanye nokusebenza okuye kwenziwa umnikazi we-akhawunti ngesikhathi esinikeziwe.
- Uma, ngakolunye uhlangothi, kungaphakathi kwezinhlelo zakho zokuba iklayenti eliku-inthanethi futhi ngaleyo ndlela ukwazi ukwenza inkontileka eyodwa yezinhlelo i-Banco Santander enazo itholakale kuwo wonke umuntu, okufanele ukwenze ukuchofoza inkinobho ethi “Qala Lapha”.
- Uma uhlose ukufaka isicelo semali mboleko yomuntu siqu, ungafaka inketho ethi “My Credit Simulator” futhi lapho uzothola konke okudingayo mayelana nalesi sihloko.
Bonke labo basebenzisi abayingxenye yomphakathi obanzi okungowesicelo seselula bajabulela izinzuzo nezinzuzo kolunye uchungechunge lwemikhiqizo namabhizinisi axhumene nebhange futhi yila:
- Thola isaphulelo kusuka ku-20% kumaketanga okudla okusheshayo njenge; Burger King, Bozzo kanye Sakura Express.
- I-Santander Insurance: Izimoto, Ukuhamba, Impilo, Impilo, Ikhaya kanye Nokukhwabanisa.
- Usizo nezeluleko ngaso sonke isikhathi.
Sula ama-Akhawunti 2.0
I-akhawunti ye-2.0 isho uhlelo lwebhange lapho abasebenzisi benekhono lokuthola ibhalansi yazo zonke izindleko abazenzile ngendlela ehlelekile, ngoba ngaleli thuluzi bangathola umlando we-akhawunti ngokuningiliziwe. Ezinyangeni ezidlule eziyi-12, kungenzeka ukuthi ubone ngeso lengqondo isabelomali ngesigaba (ezokuthutha, isitolo esikhulu, izitolo ezinkulu) futhi ulawule ukuvela kwayo nsuku zonke.
Ngaleli thuluzi ungakwazi futhi ukwenza izimangalo noma wenze isikhalazo esihlobene nokuhamba komsebenzi noma izindleko ezingafanele mayelana nokusetshenziswa okungenziwanga umnikazi we-akhawunti, lokhu kungafezwa ngethebhu ethi “Sifuna i-Banefe”.
Uma usuchofoze le nkinobho uzobona ukuthi iwindi elisha lizovezwa kanjani lapho kufanele ugcwalise izinkambu ezidingekayo futhi unikeze imininingwane edingekayo, njengokuthi: inkampani okukhulunywe ngayo; isizathu sesimangalo kanye nemininingwane yaso; idatha yomuntu, okumele kufakwe phakathi kwayo izibongo namagama, i-RUT, i-imeyili, ikheli legumbi kanye nenombolo yeselula.
Landa futhi Uphrinte Isitatimende Se-akhawunti
Kunabantu abaningi okufanele bathole ukwesekwa kwesitatimende se-akhawunti yabo ye-Banco Santander Banefe ngendlela ebonakalayo. Ukuze wenze lokhu, kufanele ulande ifayela kuphela bese uliphrinta, ukuze uphrinte ifayela elishiwo, kufanele uqale uligcine kukhompuyutha. ngalokhu kufanele ulandele izinyathelo ezikhonjiswe ngezansi:
- Ukuze uqale inqubo yokulanda ifayela, into yokuqala okufanele uyenze ukufinyelela inkundla ye-Banco Santander Banefe bese ufaka ikhadi noma ikhodi yekhasimende, futhi ufaka inombolo ye-akhawunti yokungena ngemvume.
- Ngemuva kwalokho, chofoza inkinobho ethi "Isitatimende Se-akhawunti".
- Ukuze uqhubeke nenqubo, kufanele ubonise uhlobo lomkhiqizo oludingekayo ukuze uthole isitatimende se-akhawunti.
- Ngemva kwalokho, bonisa isikhathi lapho umbuzo udingeka khona.
- Uzothola ikhodi yokuqinisekisa ngomakhalekhukhwini wakho ozofaka ngawo iwindi elithi "Iphinikhodi Enamandla".
- Lapho ufaka leli windi uzokwazi ukubona ukuthi idokhumenti izovela kanjani ngefomethi ye-PDF, bese uchofoza kuthebhu ethi "Landa".
- Ekugcineni, uzoba nenketho yokuphrinta ngokuqondile endaweni yesikhulumi futhi ulondoloze ifayela ozoliphrinta ngesinye isikhathi.
Ulwazi Oluqukethwe Kusitatimende Se-akhawunti Ye-inthanethi
Sizokwazi kuleli qophelo le-athikili ngokuningiliziwe ulwazi olutholakala ngaphakathi kwesitatimende se-akhawunti ye-Santander Banefe njengoba kuhle kakhulu ukwazi imiqondo ngayinye eboniswa lapha ukuze sibe nokuyiqonda okwengeziwe. Izochazwa ngokuningiliziwe ngezansi:
- Isikhundla Somkhiqizo Ohlanganisiwe
Ulwazi olujwayelekile mayelana nama-akhawunti asebhange noma amakhadi esikweletu lutholakala kule nkambu yesitatimende se-akhawunti.
- Ibhalansi Ehlanganisiwe
Kuleli qophelo ibhalansi yomhlaba wonke etholakalayo ku-akhawunti iyaboniswa.
- Ukunyakaza kokugcina
Lesi sikhala sibonisa yonke imisebenzi eyenziwe ngaphambi kombuzo futhi, okubaluleke kakhulu, esikhathini esibonisiwe.
- Ukudluliselwa
Le ngxenye yesitatimende se-akhawunti ibonisa konke ukudluliswa kwemali ebhange okwenziwe kuma-akhawunti omnikazi ofanayo noma wezinkampani zangaphandle, ngokulandelana.
- Khokha Izikweletu
Inani okufanele likhokhelwe ukuze lisetshenziswe ngesikhathi esidingekayo likhonjisiwe lapha.
Lingisa Ikhredithi
Kuyithuluzi elivumela ukubala ikhredithi okuhloswe ngayo ukucelwa.
Uyini ukhiye we-inthanethi we-Santander Banefe?
Ukhiye we-inthanethi ubonakala ngokuba yizinga lokuqala lokuphepha ngesikhathi umsebenzi wenziwa emisebenzini ye-inthanethi nge-akhawunti ye-Santander Banefe. Kuwukhiye oyimfihlo oqinisekisa ubuqotho bokusebenza kwebhange ngaso sonke isikhathi, ngaphezu kokuqinisekisa ukuthi kungenziwa ngasese, ngaleyo ndlela kuncishiswe ukukhwabanisa kwekhompyutha ngenxa yalesi sizathu. Kule migqa elandelayo, izinyathelo ezidingekayo zokwakhiwa kwe ukhiye we-inthanethi:
- Isinyathelo sokuqala okufanele sithathwe ukufaka inkundla yewebhu esemthethweni ye-Banco Santander Benefe.
- Lapho ungena endaweni yesikhulumi, kufanele uthole inketho ethi "Isevisi Yekhasimende", bese "Thola Iphasiwedi" futhi sizobona ukuthi iwindi elisha lizovezwa kanjani esikrinini lapho uzothola khona ithuba lokudala iphasiwedi ye-Inthanethi.
- Ezinkanjini ezimbili zokuqala, izinombolo ze-RUT, inombolo ye-checkbook ka-elekthronikhi, izinombolo zekhadi lesikweletu noma lasebhange kufanele kufakwe ukuze kuqhutshekwe ebhokisini lesithathu, kufanele kutholwe iphasiwedi ye-checkbook kagesi noma yekhadi lesikweletu noma eyaziwa kangcono i-PinPass.
- Ngemuva kokuthi zonke izinyathelo ezedlule zenziwe, sizobe sesivele sinokhiye we-inthanethi futhi kufanele uqhubeke kuphela ukwenza inqubo yokuvula.
Iyini i-PinPass futhi ungayidala kanjani?
I-PinPass isho ukhiye oyimfihlo osetshenziselwa amakhadi esikweletu futhi wakhiwe ngamazinga okuphepha ukuze kuvikelwe lonke ulwazi lomuntu siqu ukuze ngale ndlela kuqiniswe ukuphepha kwakho konke ukusebenza okwenziwa abanikazi bemikhiqizo ehlinzekwa Santander Banefe. Ukuze wenze kusebenze, landela lezi zinyathelo ezingezansi:
- Ukwenza kusebenze kuma-ATM: Ukuze uvule nge-ATM, kufanele ufake ikhadi lesikweletu ku-slot ye-ATM eshiwo bese ufinyelela izinombolo zokuqala ezi-4 ze-RUT bese ukhetha inketho ethi "Cupha i-PinPass" Kubalulekile ukukhumbula ukuthi ukhiye ozoba okufakiwe kuzophinde kube izinombolo zokuqala ezine (4) ze-RUT, lo khiye uzoshintshwa ngokuhamba kwesikhathi futhi ube nethuba lokudala eyodwa eyaziwa umnikazi we-akhawunti kuphela.
- NgeWebhu: ukuze uvule kuwebhu, kufanele ufinyelele inkundla yebhange, uma usuyifakile, chofoza inketho yedebhithi noma yekhadi lesikweletu / Chofoza "Phina Ukhiye Wokudlula" / ukuze uqedele kufanele Qinisekisa ngokufaka i-SuperKey.
Ukuqalisa Ukhiye We-inthanethi
- Faka iphothali yedijithali ye-Banco Santander futhi uthole inketho "Yokwenza Iphasiwedi Isebenze".
- Faka amadijithi we-RUT bese ucindezela ithebhu ethi "qhubeka".
- Kamuva isistimu izocela ukuthi ufake izinombolo zekhadi lokuxhumanisa
- Ithebhu "Yenza kusebenze" iyacindezelwa futhi ukuvula kuzokwenziwa ngempumelelo.
Uma ubuyekeza lesi sihloko isitatimende se-akhawunti yakho ye-Santander Banefe. Uma usithole sinentshisekelo, ungakhohlwa ukufunda okulandelayo, okungahle kube ngendlela othanda ngayo.
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- Vula eyodwa I-akhawunti ye-dollar ku-BOD Venezuela