Hlola isimo se-akhawunti ye-Discover

Thola kulokhu okuthunyelwe inqubo okufanele ilandelwe ukuze ukwazi ukubonisana nesitatimende se-akhawunti ye-Discover e-Ecuador, uzokwazi futhi ukwazi inqubo yokukhokha amakhadi, yini engenziwa ukuze uwathole nokunye okuningi lapha, ungakwenzi. yeka ukuyifunda.

Zitholele Isimo Se-akhawunti

Inkampani yakwa-Discover e-Ecuador ichazwa njengenye yezinkampani ezingaphansi kwe-Discover Financial Services, okuyinkampani yase-United States ezinikele ekuhlinzekeni ngezinsizakalo zamabhange, ehlinzeka ngemikhiqizo ehlukahlukene kumakhasimende ayo njengamakhadi esikweletu akhokhelwa kusengaphambili kanye namakhadi esikweletu. yisho ukuthi i-Discover iyona edale lokho okubizwa ngokuthi "izinhlelo zemiklomelo" ukuze kukhuthazwe ukusetshenziswa kwamakhadi abo.

Le nkampani yaziwa ngokugcwele kulo lonke elase-Ecuador ngenxa yezinsiza ezinhle ezihlinzekayo ngesikhathi ithola ezinye zezinzuzo zayo, kuhlanganise namakhadi esikweletu ewanikezayo. Ngendlela efanayo, ihlinzeka wonke umuntu ngenqubo yokufaka isicelo esheshayo, elula nethembekile kukho konke. izici zayo..

Le nkampani izibophezele ngokugcwele ekuhlaziyeni kwayo ukunikeza isevisi esezingeni eliphezulu kanye nemikhiqizo kuwo wonke amakhasimende ayo, ngenxa yalesi sizathu, ihlale ifuna ukusungula izinto ezintsha, isebenzisa ubuchwepheshe besimanje kuyo yonke imikhiqizo yayo yezezimali ukuze kuzuze abasebenzisi bayo.

Ama-akhawunti e-Discover ayisevisi yokuphatha ikhadi lesikweletu lebhizinisi lapho efundisa khona wonke amakhasimende awo ukuwasebenzisa ngokuzibophezela ukuze kuthi lapho esebenzisa ithuluzi enze kanjalo ngokulawula okufanele agweme ukuthola izikweletu ezinkulu ngokungadingekile.

Ama-akhawunti enkampani angaphathwa nge-inthanethi ngengosi yewebhu yenkampani kusukela ekunethezekeni kwendawo esikuyo, ukufinyelela ku-inthanethi kuphela kuyadingeka, ukwenza izinqubo ezidingekayo ngale ndlela kuwukuhlangenwe nakho okujabulisayo kuzo zonke izinzuzo ezinikezwa ngokwenza izinqubo nokuthengiselana. ngaphansi kwalesi simiso futhi ngokushesha nangokuphepha.

I-Discover inikezela ngezindlela ezahlukahlukene zokubheka izitatimende ze-akhawunti ngendlela ephephile, elula futhi esheshayo. Ngokuhamba kwesikhathi, inkampani ibilokhu isungula izinsiza zayo ukuze lolu hlobo lokubonisana lube lula ukulwenza. Ngale mibhalo, ukunyakaza ngakunye nokuthengiselana okwenziwe ngamakhadi kungaziwa ngengcindezi egcwele, ngaphezu kokuqinisekisa ibhalansi etholakalayo ongayisebenzisa.

Njengoba sekushiwo, isikhungo sezezimali sinezindlela ezimbalwa zokuthola isitatimende se-akhawunti ngaphandle kwendlela evamile, okuwukuziyela mathupha kwelinye lamahhovisi akwa-Discover ukuze ucele idokhumenti. Sizokwazi ngezansi ezinye izindlela zokukwazi ukubonana nezitatimende ze-akhawunti:

Usihlola kanjani isimo se-akhawunti ye-Discover?

Umgomo oyinhloko we-Discover uwukunikeza wonke amakhasimende ayo lokho akudingayo ukuze abe nalo lonke ulwazi olubalulekile mayelana nama-akhawunti awo ezandleni zawo nokuthi akwazi ukuqinisekisa ukuthi yonke into ilungile. Ngalesi sizathu, inkampani inezindlela ezihlukene zokukwazi ukubonana nesitatimende se-akhawunti, kufanele kuqashelwe ukuthi izindlela ezintsha kakhulu, sizokwazi izinketho ezintathu:

Isitatimende se-Akhawunti Ebonakalayo

Indlela yokuqala engaboniswa ukubona izitatimende ze-akhawunti nge-imeyili, okungukuthi, inkampani iyaqhubeka nokuthumela idokhumenti ekhelini le-imeyili elibhaliswe ohlelweni. Kubalulekile ukuthi inkampani enalolu khetho lokubonisana ijoyine imbangela yezwe eliluhlaza njengoba ngale ndlela ukusetshenziswa kwephepha kuncipha njengoba iklayenti lithola isitatimende se-akhawunti esishiwo ngedijithali.

Ukuze uthole izitatimende ze-akhawunti ye-Discover nyanga zonke nge-imeyili, kufanele ulungiselele inketho kuphela ngewebhusayithi yesikhungo sezezimali futhi ukuze wenze njalo, kufanele ulandele lesi sinyathelo ngasinye kulezi:

• Ukuqala le nqubo, into yokuqala okufanele uyenze ukufaka ingosi yewebhu yebhizinisi. Ukuze wenze lokhu, ungachofoza okulandelayo. isixhumanisi.
• Ngemva kwalokhu, inketho ethi "Thola isitatimende sakho se-akhawunti ye-virtual" kufanele ibe ngaphakathi kwephothali enkulu bese uchofoza kuyo.
• Iwindi elisha lizovuleka ngokuzenzakalelayo lapho kufanele ufake khona yonke idatha yomuntu siqu ecelwe yisistimu.
• Kufanele ukhethe umazisi ozofakwa ohlelweni, noma ngabe inombolo kamazisi noma ipasipoti.
• Uma uhlobo lokuhlonza selikhethiwe, lufake ohlelweni kanye no; , ikheli le-imeyili, izinombolo zokugcina eziyisithupha zekhadi, nenombolo yomakhalekhukhwini.
• Ukuze uqedele yonke inqubo, kufanele ufunde ngokucophelela imibandela nemigomo bese uchofoza inkinobho ethi "Yebo, ngiyakwamukela".
• Bese uchofoza inkinobho ethi "Thumela".

Uma yonke inqubo echazwe ngenhla isiqediwe ngokuzenzakalelayo, uhlelo luzoqhubeka luvumela isevisi yokubonisana nesitatimende se-akhawunti, lokhu kusho ukuthi zizotholwa nyanga zonke ukuze lokho okuboniswa lapho kuqinisekiswe. . Kubalulekile ukukhumbula ukuthi azothunyelwa kuma-akhawunti amahora angama-72 ngemuva kosuku lokuvala.

Thola Iwebhusayithi ye-Ecuador

Indlela yesibili ezochazwa inketho yokubheka isitatimende se-akhawunti ngokusebenzisa ingosi yewebhu yenkampani, ngaphezu kwalokho, ngale ndlela akwenziwa kuphela lolu hlobo lokuphatha kodwa okuningi okuhlobene nayo yonke imikhiqizo kanye amasevisi ezilethwa yi-Discover kumakhasimende ayo.

Kodwa-ke, enye yezinqubo ezenziwa kakhulu ngale ndlela ukubonisana kwezitatimende ze-akhawunti, ukwenza le nqubo isinyathelo ngasinye esizokhonjiswa emigqeni elandelayo kufanele ilandelwe:

• Into yokuqala okufanele uyikhumbule ukuthi ukuze wenze umbuzo, kufanele ube nesisetshenziswa sikagesi esinoxhumano lwe-inthanethi ukuze ukwazi ukusesha ingosi yewebhu yebhizinisi usebenzisa isiphequluli osithandayo.
• Lapho uthola ingosi yewebhu ye-Discover, yifinyelele futhi uma ufuna ukungena ngokushesha ungenza kanjalo ngokufinyelela okulandelayo. isixhumanisi.
• Uma usuyifakile ingosi, kufanele uthole inketho ethi "Ngena ngemvume ku-akhawunti yakho", bese emva kwalokho, faka igama lomsebenzisi nephasiwedi ukuze ufinyelele (kokubili idatha kufanele idalwe ngaphambilini) bese uchofoza inkinobho ukuze ungene.
• Lapho ufaka uhlelo, chofoza kunketho ethi "Isitatimende Se-akhawunti".
• Futhi ngokuzenzakalelayo isitatimende se-akhawunti sizokhiqizwa lapho kufanele kuqinisekiswe ukuthi yonke idatha ilungile ngokuphelele.

Uhlelo lokusebenza leselula

Njengoba sekushiwo, i-Discover ihlala isesimweni sokuvela nokuthuthuka okuqhubekayo ukuze inikeze amakhasimende ayo lokho akudingayo, yingakho besebenzise uhlelo lokusebenza lweselula olubizwa ngokuthi i-Discover Mobile lapho izinqubo ezihlukahlukene kanye nokuthengiselana kungenziwa phakathi kwabo. thola isitatimende se-akhawunti njengoba kungenziwa ngokusebenzisa isiteji sedijithali yenkampani. Lolu hlelo lokusebenza lweselula luyatholakala ezitolo zamahhala njenge-Play Store noma i-App Store.

Okulandelayo sizokwazi ukuthi yiziphi izinhlelo zokusebenza ezihambisana nezinhlelo zokusebenza zeselula:

Ungaphrinta kanjani isitatimende se-akhawunti?

Uma ngesizathu esithile kudingekile ukuthi ube nesitatimende se-akhawunti ephathekayo, uhlelo lunikeza le nketho ukuze ukwazi ukuba nesipele sokunyakaza uma kwenzeka amanye amapulatifomu emibuzo ehluleka. Ngalesi sizathu, isinyathelo ngasinye okufanele silandelwe ukuze ulande futhi kamuva uphrinte isitatimende se-akhawunti ye-Discover sizochazwa:

• Ukuze uqale ukuphrinta, into yokuqala okufanele uyenze ukufinyelela ingosi yewebhu ye  Discover
• Ukulandela lokhu, kufanele ukhethe inketho yokufaka uhlelo, ufake idatha yokufinyelela njengephasiwedi nomsebenzisi futhi uma usungaphakathi ohlelweni, uchofoze inketho ethi "Isimo Se-akhawunti".
• Uma isitatimende se-akhawunti senziwe ngokulandela izinyathelo ezikhonjiswe ngenhla, idatha ngayinye eboniswa lapho kufanele iqinisekiswe ukuze kukhonjwe ukuthi yonke into ilungile yini.
•  Njengoba yonke imininingwane iqinisekisiwe, kufanele uchofoze inketho ethi "Landa" bese ulinda ifayela ukuthi lidawunilode ngefomethi ye-PDF.
• Uma idokhumenti isilondoloziwe kufolda yokulanda, kufanele uchofoze kuyo ukuze uyivule bese ucindezela inkinobho yegundane ekwesokudla bese ukhetha inketho ethi "Phrinta".
• Yonke imininingwane yokuphrinta kufanele iqinisekiswe njengoba injalo; indawo okuyiwa kuyo, inani lamakhophi azonyatheliswa kanye nobukhulu bamakhasi.
• Kusele kuphela ukulinda ukuthi ukuphrinta kube kulungele ukuba nedokhumenti ebonakalayo.
• Uma ngesizathu esithile ukuphrinta kungeke kwenziwe okwamanje, okungenziwa ukulondoloza ifayela kwenye idivayisi yokugcina ukuze ukwazi ukuphrinta kamuva.

Zitholele Ukubhaliswa Kwe-akhawunti

Ukuze usebenzise izinkundla zedijithali ze-Discover, kubalulekile ukuthi ubhalise kusenesikhathi ohlelweni lokubonisana nge-inthanethi. Kumele kuqashelwe ukuthi ziyinqubo esheshayo nelula ukuyenza futhi ukufeza lokhu, kufanele ulandele kuphela. isinyathelo ngasinye ezizokhonjiswa emigqeni elandelayo:

Amakhadi esikweletu anikezwa i-Discover

Amakhadi e-Discover ayithuluzi lezezimali elikhishwe yibhange ukuze lisetshenziswe njengendlela yokukhokha. Lawa makhadi asekelwa izinkampani ze-Discover Financial Service kanye ne-Discover Global Network. Ngabo ungenza ukuthengiselana okuhlukahlukene kwebhange.

Amakhadi e-Discover aya emakethe ngo-1986 futhi awokuqala akhishwa e-United States yi-Sears store chain, kusukela ekuqaleni ayesekelwa yi-Discover Bank. Ngaphezu kwalokho, kufanele kushiwo ukuthi ibhange eliku-inthanethi lenhlangano linikeza umphakathi jikelele imikhiqizo ehlukahlukene yokonga, njengokutshalwa kwezimali kanye nekhredithi ngamanani ahehayo kanye nesivuno.

Inkampani ye-Discover inikeza izinzuzo ezinkulu kuwo wonke amakhasimende ayo ngokusebenzisa izinsizakalo ezahlukene ngamakhadi ayo esikweletu ukuze ikwazi ukukhokhela izindleko ezidingekayo, njengesibonelo, ukuthenga okuhlukahlukene, ukusetshenziswa ezindaweni zokudlela, uhambo, izindleko zokwelashwa, uphethiloli okhokhiswayo. , thola umshwalense wokuphila, khokha imali yesikole nokunye okuningi. Amakhadi okuthenga ngesikweletu e-Discover ngokuvamile athandwa kakhulu abaningi njengoba kungadingeki bakhokhe noma yiluphi uhlobo lwemali yokuwondla yonyaka.

Phakathi kwemikhiqizo ethengwa kakhulu enkampanini, amakhadi esikweletu agqamayo njengoba enikeza izinzuzo ezinhle kulabo abawasebenzisayo. Phakathi kwamakhadi e-Discover acelwa kakhulu, okulandelayo kuyagqama:

• Zitholele ikhadi lesikweletu.
• Ikhadi lesikweletu le-DiscoverMe.
• Thola i-Super Maxi Credit Card
• Zitholele ikhadi lesikweletu laseNyuvesi.

Kubalulekile ukusho ukuthi ikhadi ngalinye kulawa ngenhla lihloselwe ngokukhethekile umkhakha wemakethe yezezimali ukuze kuxazululwe ukuphazamiseka ngakunye okuvelayo.

Izinzuzo zamakhadi we-Discover

Izinzuzo eziyinhloko ezingagqanyiswa zalolu hlobo lwekhadi lesikweletu zisekelwe eqinisweni lokuthi kunezindlela ezihlukahlukene zokukhokha zokukhansela ukusetshenziswa okwenziwa ngamapulatifomu e-inthanethi, ngakolunye uhlangothi, futhi ukukhansela izikweletu ezikhokhwayo zenziwa ngendlela ekhululekile. , kulula futhi kuphephile ngokusebenzisa noma yiziphi izindlela zokukhokha inkampani enazo zonke.

Ngaphezu kwalokho, izindlela zokukhokha ziqondiswe ngokuphelele ukwanelisa izidingo zomsebenzisi ngamunye futhi konke lokhu kuncike ohlotsheni lwenkokhelo okufanele yenziwe kanye nakumzuzi owamukelayo.

Ezinye izinzuzo zamakhadi esikweletu e-akhawunti ye-Discover zifaka okulandelayo:

• Angasetshenziswa njengendlela yokukhokha eqoqwe yi-Discover Cashback.
• Izinkokhelo eziguqukayo zingafinyelelwa ngamakhredithi ajikelezayo.
• Labo abanamakhadi e-Discover bangathola izaphulelo ngaphezu kokubamba iqhaza kumaphromoshini wesizini, ngakolunye uhlangothi, yibo abanethuba elikhulu lokukwazi ukuqongelela i-Discover Cashback eyengeziwe.
• Abanikazi bamakhadi banokufinyelela okukhethekile kokuthenga nge-elekthronikhi ngezitolo ezahlukahlukene ezixhumene nayo.

izinhlobo zamakhadi

Sizokwazi imininingwane yemininingwane ngayinye yekhadi lesikweletu elinikezwa amakhadi e-Discover kubo bonke abasebenzisi bawo futhi yilokhu okulandelayo:

Zitholele Ikhadi

Amakhadi e-Discover angelinye lalawo acelwa kakhulu enkampanini njengoba enziwe ubuchwepheshe bezinga eliphezulu olwaziwa nge-"Cashback" obugqamayo ngoba buhlinzeka ngezitolimende ezingcono kakhulu zenyanga ukuze ukhokhe izikweletu ozitholile. Ukuze uthole lolu hlobo lwekhadi, lezi zidingo ezilandelayo kufanele zihlangatshezwe:

• Kufanele ube nemali engenayo yanyanga zonke engaphezu kuka-$1.000.
• Yiba nesitifiketi sokuqeda izifundo eziyisisekelo
• Ubuncane beminyaka engama-26
• Thumela umazisi.
• Thumela ikhophi yesitifiketi sokuvota
• Thumela izikweletu zesevisi engekho ngaphezu kwezinyanga ezi-3

Lolu hlobo lwekhadi lunikezwa ikakhulukazi intsha, okungukuthi, ngokuvamile lucelwa abantu abasha abaphakathi kweminyaka engu-18 no-25, ngokulandelana, amakhadi esikweletu e-Discover Me anobuchwepheshe be- "Cashback", futhi ngabo ungenza imali kusengaphambili nokunye okuningi. Okuningi. Ukuze uthole lawa makhadi esikweletu, izidingo ezilandelayo kufanele zethulwe:

• Iba nemali engenayo yanyanga zonke yenani eliphansi lama-$480
• Yethula isitifiketi sokuphothula izifundo eziyisisekelo
• Yiba neminyaka ephakathi kuka-18 no-25
• Thumela umazisi womfakisicelo
• Yethula isitifiketi sokuvota
• Ikhophi yenkokhelo yezinsizakalo zamanje eziyisisekelo.

Thola i-Supermaxi

Lolu hlobo lwekhadi lesikweletu lukhethekile ukukhansela ukusetshenziswa okwenziwa ezitolo zakwaSuperMaxi neMegaMaxi ngokuwasebenzisa ungathola izaphulelo namaphromoshini ezitolo. Uma ufisa ukuthenga ikhadi, kufanele uhlangabezane nezimfuneko ezilandelayo:

• Umazisi
• Iba nomholo omncane ongekho ngaphansi kuka-$1.000
• Thumela amarekhodi okukhokhelwa kwezidingongqangi.

Zitholele Inyuvesi

Okokugcina, kufanele sikhulume ngalolu hlobo lwekhadi elinikezwa abafundi basenyuvesi futhi libanike ithuba lokuba nekhadi labo lesikweletu lokuqala ukuze ngalo bakwazi ukukhokhela ukusetshenziswa okudingekayo ngaphakathi kwekhampasi yabafundi. Kubalulekile ukuqaphela ukuthi ibhange likhipha amakhadi kuphela kulabo bafundi abayingxenye yamanyuvesi axhumene nezinhlelo zezikweletu.

Amanyuvesi axhumene nawo alandelayo:

• Inyuvesi YaseMelika (UDLA)
• I-Account Catholic University (UCACE)
• I-Pontifical Catholic University of Ecuador (PUCE)
• I-International University of Ecuador (UCI)
• Yonke iNyuvesi yaseGrande yaseGuayaquil

Izindlela Zokukhokha

Ukuze ukhansele ukusetshenziswa okwenziwa ngamakhadi esikweletu, inkampani inezindlela zokukhokha ezahlukahlukene njengoba kushiwo ngaphambili, ngenxa yalesi sizathu ngayinye kwezihlukahlukene ezicatshangelwayo izochazwa ngezansi: