Get Insurance for Housewives in Ecuador - VidaBytes

In this article, discover how it is possible to achieve the insurance for housewives in Ecuador. It is not complicated at all and the requirements are not as extensive as you think. The important thing is that through the new tools implemented by the government, this kind of work will have more opportunities to be able to have insurance in the IESS, quickly and safely, with the indicated steps.

Insurance for housewives in Ecuador

In the country of Ecuador things have changed with respect to workers' rights. And some kinds of workers are those who are housewives, who are in charge of fulfilling the services and care of a house and before insurance was not available to them.

Therefore it is a great achievement within this sector, so that they can enjoy the benefits of insurance. And being relieved to have a service in case of eventualities or when they require it. Since the Ecuadorian Institute of Social Security or IESS has medical facilities available to all members in any area.

Requirements for the affiliation of insurance for housewives

The requirements are essential every time someone wants to enter a system. Therefore, we must have the documents that will appear below up to date, so that we do not have delays, nor wait so long to be affiliated.

Age is an important requirement. Despite the fact that the age of majority is 21 in Ecuador and that at that age they work legally, you can be a housewife from very early on if that is what you want. You have to be at least 15 years old.
Be living or currently reside in Ecuador.
The Ecuadorian identity card is a relevant document that cannot be expired at the time of your insurance application.
If it is the case that you are a foreigner, you must present an identity card that identifies you as such. But if you do not have it at your disposal then you can also use a refugee card in the country.

Contributions

These contributions correspond to the moment of being affiliated in the IESS system. And it is essential to do them since they contribute to personal insurance. This contribution can vary, in some cases it can be about $3 and in others it could even reach about $47. And it must be done in the first 15 days of each month.

Therefore, we must be very aware when we make our contributions. Everything will depend on how much the affiliate earns and how much he contributes to his household. That is, if the person in question is married or has children who already work and generate contributions to the house.

Benefits through membership

These benefits can be varied. And they are all in favor of the worker, in this case the housewife. In addition to that you can access them only if they have fulfilled certain important characteristics for you. Here are the benefits:

The pensions depend on the amount of contributions that the employee grants to the insurance. That is, if the old-age pension can be granted only when she has granted 239 contributions to the IESS.
And as for whether it is due to death or (long-lasting) disability, you must have made at least 7 contributions. In addition to that they can provide financial aid if it is for funerals.
The insurance provides unemployment. In which he helps a person who is unemployed, with a payment. Until you get another job that can give you stability. This will only be possible if said person is looking for a job.

Affiliation procedure

This procedure has no loss, it is simple and you just have to be aware of the steps. Without skipping any so that it does not become so complicated. Since you have to add certain documents, and if you do not add them all, then your application will be incomplete and cannot be sent to the system for affiliation. Here are the corresponding steps:

You have to have access to the Internet to be able to do this, make sure you have a good connection.
Now you must search for the following in your preferred search engine: Ecuadorian Institute of Social Security or IESS.
Click on the link or link that has that name is found with its initials.
An option will appear that is the following: Unpaid work from home. Access that option.
Now click on the one that says: Online services.
For later press the button: Request affiliation.
You will be sent to a pop-up page where you will have to enter your ID number and date of birth.
Click on: Continue.
Now they ask you to indicate where you currently reside and the expenses you make on a monthly basis.
If you live with someone other than yourself, you will need to provide basic information about them as well. In addition to indicating if they work or have any profession and how much they contribute to the household.
Click on: Save information.
Later you have to press the button: Continue affiliation.
Wait for the system to confirm each of the requirements you added.
They then show you all the information as in a report and you have to check if they are correct.
Now proceed to read the terms and conditions and if you agree, click: Continue.
The amount of the contribution will appear, again if you agree, click on: Fully accept the affiliation.
And that's it, the last thing you have to do is print the application for the affiliation of the insurance for housewives in Ecuador.