Having a debit card is important because you can make purchases at different stores that are affiliated with the bank that provides this service. Therefore, in this article, we will tell you how request a debit card in Argentina? Keep reading and we will tell you everything you need to know to use them.
The most used debit cards in Argentina are the MasterCard Maestro and Visa Electron
Request debit card in Argentina
Request debit card in Argentina It is extremely important and necessary for every bank user, because you can make purchases in different stores that are attached to the debit card payment system, as well as, to withdraw your money at any ATM and even to make purchases of online in stores that have e-commerce.
For the reasons mentioned among others, it is important that everyone who has a bank account should acquire a debit card. You may also be required to make withdrawals and some other cash transactions at bank branches with your debit card.
What is a debit card?
A debit card is one of the means of payment that is used to buy any type of item, you can also pay for public services and withdraw cash from your account through the various ATMs of each bank.
These cards have the same physical form as credit cards, however, their functions are very different. You receive debit cards when you open a savings bank account or a savings bank at work, since it is the means by which you can withdraw money from your account from an ATM or so that you can carry out any type of operation by bank locker. Debit cards can be used for:
- Pay in physical stores.
- Make purchases online.
- Pay any type of public service.
- Through bank ATMs you can operate to make balance inquiries, make bank deposits or withdrawals and send transfers for any other operation.
- Payments in different shops.
Differences between debit and credit card
The main difference between debit cards and credit cards is that in the former, the money paid for purchases is deducted or debited automatically from your account affiliated with the debit card, so you should always have enough money in the account so that you can use it without problems.
On the other hand, with credit cards it is a way of borrowing money as credit from the bank to which the card is affiliated, since when making a purchase, the bank pays the business where you made the purchase and then you will pay constantly On a particular date that the bank places, the money consumed. The credit history will depend on the amounts or limits of money that the bank lends you.
In other words, debit cards immediately deduct the money from your bank account, so your balance is deducted automatically. It's like paying with cash but without having to carry different bills of different denominations.
You can pay for your purchases in any commercial establishment as if you were paying with cash
How are debit cards used?
These types of cards can be used to carry out different operations such as those that we will mention below:
- Using bank ATMs you can make payments, check your account balance, withdraw cash, make bank transfers, bank deposits to the same bank or to different ones, etc.
- Deposit money through self-service terminals.
- Make purchases in stores that have postnet.
Requirements to request a debit card in Argentina
In order to obtain a debit card from the bank where you have opened a bank account, you must have the following requirements:
- Have a savings or other account created in the bank of your choice.
- You must be over 18 years of age to create a bank account.
- Have your ID valid.
- Mandatory to live in the Republic of Argentina.
Types of debit cards in Argentina
The debit cards that exist in Argentina are usually delivered by the two main international franchises, such as: Visa Electron or Master Card Maestro. Each bank offers its own debit cards, placing its own conditions of use such as interest rates, various benefits and requirements to be able to request a debit card in Argentina.
Request debit card in Argentina type MasterCard
This type of debit card allows you to pay without contact, quickly, easily and safely, which allows you to make different purchases online, as well as being able to subscribe to applications such as Delivery without using cash.
Advantages and benefits
- It is widely accepted in thousands of commercial establishments around the world
- You can protect your money from your bank account by blocking the card in seconds if you lose it.
- You can access your favorite services, since for example Can you pay for Netflix with a debit card in Argentina? and some music, transportation and other platforms.
The benefits will vary depending on the type of MasterCard Maestro debit card you have and the bank from which it comes, in addition, if you suffer an inconvenience such as: They cloned my Argentine debit card.
Through the online route you can make any type of purchase
What type of MasterCard card to choose?
- Standard: It is ideal for making all kinds of daily purchases, such as paying for coffee, gasoline, services, etc. in any business where cash is not accepted.
- Platinum: It allows you financial freedom since you can use it wherever and whenever you want, obtaining different benefits when using it as national travel payments.
- Black: It is as wonderful as a credit card, it has exclusive benefits providing shopping experiences anywhere in the world.
Request debit card in Argentina type Visa Electron
This debit card paypal Argentina obtain different advantages and benefits such as:
- have international validity
- Simplify the payment of your bills for services paid with automatic debit.
- You can make cash withdrawals at no additional cost at the different ATMs.
- Also, you can withdraw cash on local purchases that are affiliated with Extra Cash, withdrawing up to a total of $15.000.
To request your Visa debit card, you can enter the official page. If you have found this article interesting and productive, I invite you to visit the following one on How check visa card balance in Argentina?
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